Iowa · HMDA 2025
Mortgage lenders in Linn County, IA
243 lenders reported 11,026 home-loan applications in Linn County in 2025. 6,849 closed as loans ($1.3B), 1,067 were denied — a 13.0% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 38% of applications, led by GREENSTATE Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,026
- Loans originated
- 6,849
- Purchase / refinance
- 4,010 / 1,639
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Linn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 2,233 | 20.3% | 10.1% |
| 2 | Hills Bank and Trust Company 84 out of 100, Strong | 1,222 | 11.1% | 6.6% |
| 3 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 694 | 6.3% | 11.2% |
| 4 | Collins Community Credit Union 31 out of 100, Low | 633 | 5.7% | 19.3% |
| 5 | IOWA BANKERS MORTGAGE CORPORATION | 381 | 3.5% | — |
| 6 | DUPACO COMMUNITY | 381 | 3.5% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 359 | 3.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 282 | 2.6% | — |
| 9 | LINN AREA | 246 | 2.2% | — |
| 10 | Broker Solutions, Inc. | 227 | 2.1% | — |
| 11 | NEWREZ LLC | 213 | 1.9% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 193 | 1.8% | 39.5% |
| 13 | Rocket Mortgage, LLC | 190 | 1.7% | — |
| 14 | Ohnward Bank & Trust | 181 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 168 | 1.5% | — |
| 16 | 21st Mortgage Corporation | 164 | 1.5% | — |
| 17 | Farmers State Bank 91 out of 100, Very strong | 143 | 1.3% | 6.3% |
| 18 | FLAT BRANCH MORTGAGE, INC. | 140 | 1.3% | — |
| 19 | PLANET HOME LENDING, LLC | 133 | 1.2% | — |
| 20 | FIRST | 131 | 1.2% | — |
| 21 | RESIDENTIAL MORTGAGE NETWORK, INC. | 126 | 1.1% | — |
| 22 | Cedar Rapids Bank and Trust Company 87 out of 100, Very strong | 117 | 1.1% | 5.9% |
| 23 | Truist Bank 63 out of 100, Moderate | 112 | 1.0% | 40.8% |
| 24 | Citizens Bank, National Association 54 out of 100, Below average | 112 | 1.0% | 32.5% |
| 25 | Mortgage Research Center, LLC | 112 | 1.0% | — |
| 26 | Mount Vernon Bank and Trust Company 82 out of 100, Strong | 103 | 0.9% | 0.7% |
| 27 | DHI MORTGAGE COMPANY, LTD. | 92 | 0.8% | — |
| 28 | The Huntington National Bank 59 out of 100, Moderate | 75 | 0.7% | 31.6% |
| 29 | Bankers Trust Company 64 out of 100, Moderate | 69 | 0.6% | 9.2% |
| 30 | AmeriSave Mortgage Corporation | 68 | 0.6% | — |
| 31 | WEST GATE BANK 72 out of 100, Strong | 63 | 0.6% | 4.8% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 53 | 0.5% | 22.2% |
| 33 | CMG MORTGAGE, INC. | 51 | 0.5% | — |
| 34 | Community Savings Bank 65 out of 100, Moderate | 51 | 0.5% | 16.2% |
| 35 | Coastal Community Bank 35 out of 100, Low | 51 | 0.5% | 3.0% |
| 36 | MLD MORTGAGE INC. | 49 | 0.4% | — |
| 37 | FREEDOM MORTGAGE CORPORATION | 48 | 0.4% | — |
| 38 | Loandepot.Com, LLC | 47 | 0.4% | — |
| 39 | BMO Bank National Association 83 out of 100, Strong | 46 | 0.4% | 40.5% |
| 40 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 44 | 0.4% | 15.4% |
Top 40 of 243 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps