Iowa · HMDA 2025
Mortgage lenders in Dubuque County, IA
151 lenders reported 3,943 home-loan applications in Dubuque County in 2025. 2,695 closed as loans ($502.8M), 460 were denied — a 14.1% denial rate on decided applications, close to the Iowa rate of 15.0%. The three most active lenders handled 53% of applications, led by DUPACO COMMUNITY. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,943
- Loans originated
- 2,695
- Purchase / refinance
- 1,341 / 545
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dubuque County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DUPACO COMMUNITY | 1,164 | 29.5% | — |
| 2 | MidWestOne Bank | 468 | 11.9% | — |
| 3 | GREENSTATE Credit Union 50 out of 100, Below average | 466 | 11.8% | 10.1% |
| 4 | Fidelity Bank & Trust 55 out of 100, Moderate | 251 | 6.4% | 4.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 144 | 3.7% | — |
| 6 | Du Trac Community Credit Union | 100 | 2.5% | — |
| 7 | 21st Mortgage Corporation | 91 | 2.3% | — |
| 8 | Empeople Credit Union 58 out of 100, Moderate | 86 | 2.2% | 25.7% |
| 9 | Collins Community Credit Union 31 out of 100, Low | 71 | 1.8% | 19.3% |
| 10 | UMB Bank, National Association 65 out of 100, Moderate | 69 | 1.7% | 30.5% |
| 11 | Rocket Mortgage, LLC | 67 | 1.7% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 58 | 1.5% | 39.5% |
| 13 | NEWREZ LLC | 47 | 1.2% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 44 | 1.1% | 32.5% |
| 15 | MOVEMENT MORTGAGE, LLC | 40 | 1.0% | — |
| 16 | IOWA BANKERS MORTGAGE CORPORATION | 40 | 1.0% | — |
| 17 | Mortgage Research Center, LLC | 38 | 1.0% | — |
| 18 | Premier Bank 67 out of 100, Moderate | 38 | 1.0% | 2.0% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 36 | 0.9% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 0.7% | — |
| 21 | Broker Solutions, Inc. | 29 | 0.7% | — |
| 22 | Community Savings Bank 65 out of 100, Moderate | 26 | 0.7% | 16.2% |
| 23 | PLANET HOME LENDING, LLC | 25 | 0.6% | — |
| 24 | Truist Bank 63 out of 100, Moderate | 22 | 0.6% | 40.8% |
| 25 | AIM Credit Union 79 out of 100, Strong | 22 | 0.6% | 4.5% |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 20 | 0.5% | 31.6% |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 20 | 0.5% | — |
| 28 | Loandepot.Com, LLC | 17 | 0.4% | — |
| 29 | AmeriSave Mortgage Corporation | 16 | 0.4% | — |
| 30 | FIGURE LENDING LLC | 16 | 0.4% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 16 | 0.4% | 3.0% |
| 32 | Zippy Loans, LLC | 15 | 0.4% | — |
| 33 | RESIDENTIAL MORTGAGE NETWORK, INC. | 15 | 0.4% | — |
| 34 | NEW DAY FINANCIAL, LLC | 15 | 0.4% | — |
| 35 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 14 | 0.4% | 11.2% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 0.3% | 32.9% |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.3% | — |
| 38 | GUILD MORTGAGE COMPANY | 9 | 0.2% | — |
| 39 | RUHL MORTGAGE, LLC | 9 | 0.2% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 9 | 0.2% | — |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps