Iowa · HMDA 2025
Mortgage lenders in Johnson County, IA
213 lenders reported 6,892 home-loan applications in Johnson County in 2025. 4,374 closed as loans ($1.1B), 476 were denied — a 9.4% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 59% of applications, led by GREENSTATE Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,892
- Loans originated
- 4,374
- Purchase / refinance
- 2,594 / 1,025
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 2,228 | 32.3% | 10.1% |
| 2 | Hills Bank and Trust Company 84 out of 100, Strong | 1,489 | 21.6% | 6.6% |
| 3 | IOWA BANKERS MORTGAGE CORPORATION | 321 | 4.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 189 | 2.7% | — |
| 5 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 186 | 2.7% | 11.2% |
| 6 | MidWestOne Bank | 178 | 2.6% | — |
| 7 | RESIDENTIAL MORTGAGE NETWORK, INC. | 169 | 2.5% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 142 | 2.1% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 124 | 1.8% | — |
| 10 | 21st Mortgage Corporation | 111 | 1.6% | — |
| 11 | NEWREZ LLC | 109 | 1.6% | — |
| 12 | Rocket Mortgage, LLC | 96 | 1.4% | — |
| 13 | PLANET HOME LENDING, LLC | 85 | 1.2% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 83 | 1.2% | 40.8% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 74 | 1.1% | 39.5% |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 71 | 1.0% | 32.5% |
| 17 | Collins Community Credit Union 31 out of 100, Low | 64 | 0.9% | 19.3% |
| 18 | CBI Bank & Trust | 57 | 0.8% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 54 | 0.8% | 31.6% |
| 20 | WEST GATE BANK 72 out of 100, Strong | 48 | 0.7% | 4.8% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 0.5% | 14.1% |
| 22 | DUPACO COMMUNITY | 36 | 0.5% | — |
| 23 | Broker Solutions, Inc. | 32 | 0.5% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 32 | 0.5% | — |
| 25 | Two Rivers Bank & Trust | 29 | 0.4% | — |
| 26 | Ohnward Bank & Trust | 29 | 0.4% | — |
| 27 | LINN AREA | 28 | 0.4% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 27 | 0.4% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 27 | 0.4% | 3.0% |
| 30 | FLAT BRANCH MORTGAGE, INC. | 26 | 0.4% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 21 | 0.3% | 22.2% |
| 32 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 0.3% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 19 | 0.3% | — |
| 34 | Mortgage Research Center, LLC | 19 | 0.3% | — |
| 35 | Farmers State Bank 91 out of 100, Very strong | 19 | 0.3% | 6.3% |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 0.2% | — |
| 37 | GUARANTEED RATE, INC. | 16 | 0.2% | — |
| 38 | BMO Bank National Association 83 out of 100, Strong | 16 | 0.2% | 40.5% |
| 39 | West Bank 71 out of 100, Strong | 15 | 0.2% | 9.7% |
| 40 | Loandepot.Com, LLC | 14 | 0.2% | — |
Top 40 of 213 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps