Iowa · HMDA 2025
Mortgage lenders in Story County, IA
194 lenders reported 2,581 home-loan applications in Story County in 2025. 1,681 closed as loans ($424.9M), 254 were denied — a 12.7% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 19% of applications, led by GREATER IOWA CREDIT UNION. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,581
- Loans originated
- 1,681
- Purchase / refinance
- 985 / 396
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Story County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 178 | 6.9% | 21.3% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 174 | 6.7% | — |
| 3 | GREENSTATE Credit Union 50 out of 100, Below average | 137 | 5.3% | 10.1% |
| 4 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 116 | 4.5% | 11.2% |
| 5 | Community Choice Credit Union | 115 | 4.5% | — |
| 6 | GUILD MORTGAGE COMPANY | 90 | 3.5% | — |
| 7 | First National Bank, Ames, Iowa 60 out of 100, Moderate | 89 | 3.4% | 14.3% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 87 | 3.4% | 39.5% |
| 9 | Northwest Bank 70 out of 100, Strong | 76 | 2.9% | 6.0% |
| 10 | Bankers Trust Company 64 out of 100, Moderate | 71 | 2.8% | 9.2% |
| 11 | Rocket Mortgage, LLC | 67 | 2.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 64 | 2.5% | — |
| 13 | AMERICAN PACIFIC MORTGAGE CORPORATION | 61 | 2.4% | — |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 49 | 1.9% | 22.2% |
| 15 | Broker Solutions, Inc. | 45 | 1.7% | — |
| 16 | WEST GATE BANK 72 out of 100, Strong | 44 | 1.7% | 4.8% |
| 17 | RIVER VALLEY Credit Union | 37 | 1.4% | — |
| 18 | NEWREZ LLC | 36 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 34 | 1.3% | — |
| 20 | VISIONBANK OF IOWA 64 out of 100, Moderate | 31 | 1.2% | 9.6% |
| 21 | Premier Credit Union 51 out of 100, Below average | 31 | 1.2% | 13.8% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 1.2% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 1.1% | — |
| 24 | South Story Bank & Trust 57 out of 100, Moderate | 27 | 1.0% | 1.8% |
| 25 | CENTRAL STATE BANK 55 out of 100, Moderate | 26 | 1.0% | 14.1% |
| 26 | Coastal Community Bank 35 out of 100, Low | 25 | 1.0% | 3.0% |
| 27 | GUARANTEED RATE, INC. | 24 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 24 | 0.9% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 23 | 0.9% | 32.5% |
| 30 | Exchange State Bank 71 out of 100, Strong | 23 | 0.9% | 1.8% |
| 31 | FREEDOM MORTGAGE CORPORATION | 23 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 22 | 0.9% | — |
| 33 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 21 | 0.8% | 8.4% |
| 34 | Luana Savings Bank 70 out of 100, Strong | 21 | 0.8% | 2.8% |
| 35 | 21st Mortgage Corporation | 20 | 0.8% | — |
| 36 | HOMESERVICES LENDING, LLC | 20 | 0.8% | — |
| 37 | First Interstate Bank 62 out of 100, Moderate | 19 | 0.7% | 29.4% |
| 38 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 0.7% | 14.1% |
| 39 | AmeriSave Mortgage Corporation | 17 | 0.7% | — |
| 40 | Availa Bank 65 out of 100, Moderate | 17 | 0.7% | 5.3% |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps