Iowa · HMDA 2025
Mortgage lenders in Scott County, IA
264 lenders reported 7,296 home-loan applications in Scott County in 2025. 4,496 closed as loans ($958.6M), 745 were denied — a 13.8% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 22% of applications, led by GREENSTATE Credit Union. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,296
- Loans originated
- 4,496
- Purchase / refinance
- 2,641 / 1,135
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 908 | 12.4% | 10.1% |
| 2 | ASCENTRA Credit Union 63 out of 100, Moderate | 364 | 5.0% | 18.5% |
| 3 | Broker Solutions, Inc. | 344 | 4.7% | — |
| 4 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 334 | 4.6% | 14.5% |
| 5 | RUHL MORTGAGE, LLC | 325 | 4.5% | — |
| 6 | Empeople Credit Union 58 out of 100, Moderate | 293 | 4.0% | 25.7% |
| 7 | LOWER, LLC | 259 | 3.5% | — |
| 8 | NEWREZ LLC | 222 | 3.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 201 | 2.8% | — |
| 10 | Rocket Mortgage, LLC | 196 | 2.7% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 188 | 2.6% | 39.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 180 | 2.5% | — |
| 13 | R.I.A. Federal Credit Union 62 out of 100, Moderate | 172 | 2.4% | 25.1% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 118 | 1.6% | — |
| 15 | GUARANTEED RATE, INC. | 112 | 1.5% | — |
| 16 | THE FAMILY | 107 | 1.5% | — |
| 17 | Mortgage Research Center, LLC | 106 | 1.5% | — |
| 18 | American Bank and Trust Company, National Association 61 out of 100, Moderate | 100 | 1.4% | 6.9% |
| 19 | FREEDOM MORTGAGE CORPORATION | 98 | 1.3% | — |
| 20 | Du Trac Community Credit Union | 89 | 1.2% | — |
| 21 | CBI Bank & Trust | 89 | 1.2% | — |
| 22 | First Central State Bank 83 out of 100, Strong | 87 | 1.2% | 9.1% |
| 23 | BANKORION 60 out of 100, Moderate | 86 | 1.2% | 6.4% |
| 24 | Blue Grass Savings Bank 89 out of 100, Very strong | 79 | 1.1% | 0.0% |
| 25 | PLANET HOME LENDING, LLC | 75 | 1.0% | — |
| 26 | Quad City Bank and Trust Company 70 out of 100, Strong | 74 | 1.0% | 4.6% |
| 27 | 21st Mortgage Corporation | 73 | 1.0% | — |
| 28 | Fairway Independent Mortgage Corporation | 66 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 64 | 0.9% | — |
| 30 | Old National Bank 59 out of 100, Moderate | 63 | 0.9% | 22.1% |
| 31 | Blackhawk Bank & Trust 76 out of 100, Strong | 56 | 0.8% | 12.4% |
| 32 | MARINE CREDIT UNION 53 out of 100, Below average | 54 | 0.7% | 44.9% |
| 33 | FIGURE LENDING LLC | 53 | 0.7% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 50 | 0.7% | 22.2% |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 0.7% | 14.1% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 46 | 0.6% | 32.9% |
| 37 | Truist Bank 63 out of 100, Moderate | 45 | 0.6% | 40.8% |
| 38 | First Trust and Savings Bank 45 out of 100, Below average | 45 | 0.6% | 0.0% |
| 39 | Coastal Community Bank 35 out of 100, Low | 45 | 0.6% | 3.0% |
| 40 | NEW DAY FINANCIAL, LLC | 43 | 0.6% | — |
Top 40 of 264 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps