Iowa · HMDA 2025
Mortgage lenders in Black Hawk County, IA
189 lenders reported 5,768 home-loan applications in Black Hawk County in 2025. 3,796 closed as loans ($603.7M), 569 were denied — a 12.7% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 55% of applications, led by VERIDIAN CREDIT UNION. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,768
- Loans originated
- 3,796
- Purchase / refinance
- 1,973 / 947
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Black Hawk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 1,919 | 33.3% | 11.2% |
| 2 | GREENSTATE Credit Union 50 out of 100, Below average | 1,042 | 18.1% | 10.1% |
| 3 | Farmers State Bank 72 out of 100, Strong | 225 | 3.9% | 7.5% |
| 4 | DUPACO COMMUNITY | 200 | 3.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 174 | 3.0% | — |
| 6 | CEDAR FALLS COMMUNITY CREDIT UNION 80 out of 100, Strong | 166 | 2.9% | 5.1% |
| 7 | Empeople Credit Union 58 out of 100, Moderate | 138 | 2.4% | 25.7% |
| 8 | IOWA BANKERS MORTGAGE CORPORATION | 108 | 1.9% | — |
| 9 | BankIowa of Cedar Rapids 70 out of 100, Strong | 105 | 1.8% | 6.9% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 98 | 1.7% | 39.5% |
| 11 | 21st Mortgage Corporation | 89 | 1.5% | — |
| 12 | Rocket Mortgage, LLC | 85 | 1.5% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 78 | 1.4% | — |
| 14 | First Bank 78 out of 100, Strong | 70 | 1.2% | 2.4% |
| 15 | Mortgage Research Center, LLC | 52 | 0.9% | — |
| 16 | GUARANTEED RATE, INC. | 51 | 0.9% | — |
| 17 | NEWREZ LLC | 46 | 0.8% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 0.8% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 43 | 0.7% | 40.8% |
| 20 | PLANET HOME LENDING, LLC | 43 | 0.7% | — |
| 21 | MidWestOne Bank | 42 | 0.7% | — |
| 22 | WEST GATE BANK 72 out of 100, Strong | 42 | 0.7% | 4.8% |
| 23 | Regions Bank 64 out of 100, Moderate | 40 | 0.7% | 43.1% |
| 24 | Broker Solutions, Inc. | 39 | 0.7% | — |
| 25 | GUILD MORTGAGE COMPANY | 33 | 0.6% | — |
| 26 | Hills Bank and Trust Company 84 out of 100, Strong | 33 | 0.6% | 6.6% |
| 27 | Collins Community Credit Union 31 out of 100, Low | 32 | 0.6% | 19.3% |
| 28 | DENVER SAVINGS BANK 71 out of 100, Strong | 30 | 0.5% | 0.0% |
| 29 | AmeriSave Mortgage Corporation | 28 | 0.5% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 27 | 0.5% | 3.0% |
| 31 | Fidelity Bank & Trust 55 out of 100, Moderate | 26 | 0.5% | 4.5% |
| 32 | Loandepot.Com, LLC | 24 | 0.4% | — |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 23 | 0.4% | 31.6% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 21 | 0.4% | — |
| 35 | PEOPLES SAVINGS BANK | 21 | 0.4% | — |
| 36 | FREEDOM MORTGAGE CORPORATION | 19 | 0.3% | — |
| 37 | SPRING EQ, LLC | 17 | 0.3% | — |
| 38 | Community Choice Credit Union | 17 | 0.3% | — |
| 39 | Lincoln Savings Bank 27 out of 100, Low | 17 | 0.3% | 7.5% |
| 40 | Cedar Rapids Bank and Trust Company 87 out of 100, Very strong | 16 | 0.3% | 5.9% |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps