Iowa · HMDA 2025
Mortgage lenders in Dallas County, IA
261 lenders reported 6,253 home-loan applications in Dallas County in 2025. 3,946 closed as loans ($1.2B), 513 were denied — a 11.2% denial rate on decided applications, below the Iowa rate of 15.0%. The three most active lenders handled 28% of applications, led by GREENSTATE Credit Union. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,253
- Loans originated
- 3,946
- Purchase / refinance
- 2,329 / 941
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dallas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 861 | 13.8% | 10.1% |
| 2 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 573 | 9.2% | 11.2% |
| 3 | DHI MORTGAGE COMPANY, LTD. | 327 | 5.2% | — |
| 4 | Community Choice Credit Union | 318 | 5.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 266 | 4.3% | — |
| 6 | NEWREZ LLC | 170 | 2.7% | — |
| 7 | IOWA BANKERS MORTGAGE CORPORATION | 151 | 2.4% | — |
| 8 | Luana Savings Bank 70 out of 100, Strong | 130 | 2.1% | 2.8% |
| 9 | Rocket Mortgage, LLC | 124 | 2.0% | — |
| 10 | Northwest Bank 70 out of 100, Strong | 114 | 1.8% | 6.0% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 112 | 1.8% | — |
| 12 | Broker Solutions, Inc. | 107 | 1.7% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 97 | 1.6% | 39.5% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 91 | 1.5% | — |
| 15 | GERSHMAN INVESTMENT CORP. | 91 | 1.5% | — |
| 16 | Premier Credit Union 51 out of 100, Below average | 85 | 1.4% | 13.8% |
| 17 | Truist Bank 63 out of 100, Moderate | 79 | 1.3% | 40.8% |
| 18 | Central Bank 65 out of 100, Moderate | 79 | 1.3% | 5.5% |
| 19 | Fidelity Bank 52 out of 100, Below average | 76 | 1.2% | 2.6% |
| 20 | Bankers Trust Company 64 out of 100, Moderate | 76 | 1.2% | 9.2% |
| 21 | PLANET HOME LENDING, LLC | 73 | 1.2% | — |
| 22 | HOMESERVICES LENDING, LLC | 65 | 1.0% | — |
| 23 | WEST GATE BANK 72 out of 100, Strong | 64 | 1.0% | 4.8% |
| 24 | Mortgage Research Center, LLC | 59 | 0.9% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 58 | 0.9% | 22.2% |
| 26 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 53 | 0.8% | 21.3% |
| 27 | FREEDOM MORTGAGE CORPORATION | 53 | 0.8% | — |
| 28 | Empeople Credit Union 58 out of 100, Moderate | 52 | 0.8% | 25.7% |
| 29 | NATIONSTAR MORTGAGE LLC | 48 | 0.8% | — |
| 30 | DUPACO COMMUNITY | 46 | 0.7% | — |
| 31 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 43 | 0.7% | 18.2% |
| 32 | Raccoon Valley Bank | 42 | 0.7% | — |
| 33 | Fairway Independent Mortgage Corporation | 41 | 0.7% | — |
| 34 | Bank Iowa 54 out of 100, Below average | 40 | 0.6% | 10.7% |
| 35 | Coastal Community Bank 35 out of 100, Low | 40 | 0.6% | 3.0% |
| 36 | LOWER, LLC | 39 | 0.6% | — |
| 37 | 21st Mortgage Corporation | 38 | 0.6% | — |
| 38 | PEOPLES BANK 65 out of 100, Moderate | 38 | 0.6% | 6.2% |
| 39 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 37 | 0.6% | 14.1% |
| 40 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 36 | 0.6% | 9.1% |
Top 40 of 261 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps