HMDA 2025
Mortgage lenders in Iowa
Lenders reported 122,384 home-loan applications for properties in Iowa in 2025; 75,779 became loans and the denial rate on decided applications was 15.0%. The busiest county was Polk County with 23,361 applications.
Most active lenders across Iowa's counties
- GREENSTATE Credit Union 13,804 applications
- VERIDIAN CREDIT UNION 8,693 applications
- IOWA BANKERS MORTGAGE CORPORATION 3,886 applications
- Rocket Mortgage, LLC 3,885 applications
- PENNYMAC LOAN SERVICES, LLC 3,793 applications
- Hills Bank and Trust Company 3,403 applications
- U.S. Bank National Association 2,859 applications
- Community Choice Credit Union 2,609 applications
- DUPACO COMMUNITY 2,486 applications
- Broker Solutions, Inc. 2,382 applications
- NEWREZ LLC 2,300 applications
- Northwest Bank 2,134 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 1,957 applications
- Mortgage Research Center, LLC 1,858 applications
- AMERIHOME MORTGAGE COMPANY, LLC 1,533 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adair County | 194 | 66 | 25.3% | 43 / 38 |
| Adams County | 94 | 51 | 19.7% | 32 / 15 |
| Allamakee County | 278 | 71 | 14.3% | 107 / 64 |
| Appanoose County | 349 | 89 | 22.2% | 102 / 71 |
| Audubon County | 156 | 59 | 17.4% | 54 / 36 |
| Benton County | 1,212 | 114 | 10.4% | 381 / 234 |
| Black Hawk County | 5,768 | 189 | 12.7% | 1,973 / 947 |
| Boone County | 1,215 | 135 | 19.7% | 337 / 214 |
| Bremer County | 1,100 | 92 | 8.8% | 376 / 232 |
| Buchanan County | 870 | 89 | 16.1% | 277 / 144 |
| Buena Vista County | 498 | 77 | 20.6% | 202 / 60 |
| Butler County | 499 | 80 | 11.0% | 173 / 86 |
| Calhoun County | 223 | 66 | 18.5% | 76 / 29 |
| Carroll County | 444 | 82 | 13.1% | 144 / 77 |
| Cass County | 469 | 102 | 21.7% | 165 / 56 |
| Cedar County | 938 | 113 | 19.4% | 286 / 136 |
| Cerro Gordo County | 873 | 133 | 17.7% | 321 / 128 |
| Cherokee County | 282 | 70 | 19.3% | 101 / 42 |
| Chickasaw County | 377 | 60 | 14.3% | 112 / 97 |
| Clarke County | 396 | 91 | 16.6% | 127 / 73 |
| Clay County | 443 | 69 | 16.6% | 151 / 58 |
| Clayton County | 493 | 77 | 16.3% | 181 / 77 |
| Clinton County | 1,352 | 140 | 17.7% | 480 / 226 |
| Crawford County | 395 | 70 | 16.5% | 123 / 86 |
| Dallas County | 6,253 | 261 | 11.2% | 2,329 / 941 |
| Davis County | 183 | 55 | 22.9% | 48 / 47 |
| Decatur County | 218 | 52 | 19.4% | 74 / 34 |
| Delaware County | 656 | 91 | 12.5% | 211 / 111 |
| Des Moines County | 885 | 112 | 22.4% | 300 / 127 |
| Dickinson County | 843 | 147 | 10.0% | 289 / 158 |
| Dubuque County | 3,943 | 151 | 14.1% | 1,341 / 545 |
| Emmet County | 228 | 68 | 22.7% | 73 / 39 |
| Fayette County | 636 | 88 | 21.3% | 207 / 94 |
| Floyd County | 242 | 62 | 21.8% | 78 / 25 |
| Franklin County | 136 | 56 | 22.8% | 39 / 22 |
| Fremont County | 250 | 70 | 16.8% | 70 / 51 |
| Greene County | 272 | 76 | 20.7% | 91 / 39 |
| Grundy County | 541 | 80 | 10.4% | 198 / 93 |
| Guthrie County | 510 | 113 | 16.0% | 164 / 87 |
| Hamilton County | 376 | 86 | 19.0% | 122 / 75 |
| Hancock County | 214 | 60 | 11.2% | 87 / 42 |
| Hardin County | 492 | 97 | 20.9% | 179 / 76 |
| Harrison County | 594 | 101 | 20.2% | 192 / 110 |
| Henry County | 464 | 84 | 19.1% | 136 / 89 |
| Howard County | 168 | 49 | 17.3% | 72 / 31 |
| Humboldt County | 288 | 68 | 13.7% | 94 / 57 |
| Ida County | 167 | 45 | 11.4% | 66 / 37 |
| Iowa County | 708 | 80 | 13.1% | 242 / 123 |
| Jackson County | 501 | 90 | 20.4% | 146 / 79 |
| Jasper County | 1,713 | 163 | 15.1% | 548 / 288 |
| Jefferson County | 468 | 69 | 21.0% | 143 / 98 |
| Johnson County | 6,892 | 213 | 9.4% | 2,594 / 1,025 |
| Jones County | 685 | 99 | 17.4% | 212 / 117 |
| Keokuk County | 313 | 68 | 26.4% | 76 / 54 |
| Kossuth County | 376 | 73 | 18.4% | 125 / 47 |
| Lee County | 597 | 95 | 25.7% | 175 / 80 |
| Linn County | 11,026 | 243 | 13.0% | 4,010 / 1,639 |
| Louisa County | 234 | 63 | 24.4% | 70 / 41 |
| Lucas County | 377 | 79 | 23.6% | 96 / 88 |
| Lyon County | 356 | 66 | 16.6% | 122 / 59 |
| Madison County | 907 | 139 | 16.9% | 237 / 160 |
| Mahaska County | 716 | 97 | 17.2% | 224 / 169 |
| Marion County | 1,091 | 147 | 16.4% | 364 / 218 |
| Marshall County | 1,090 | 136 | 19.3% | 384 / 164 |
| Mills County | 802 | 113 | 12.1% | 263 / 148 |
| Mitchell County | 150 | 45 | 19.0% | 67 / 16 |
| Monona County | 266 | 68 | 24.5% | 86 / 43 |
| Monroe County | 187 | 57 | 18.6% | 61 / 50 |
| Montgomery County | 384 | 81 | 23.4% | 87 / 97 |
| Muscatine County | 1,375 | 121 | 20.8% | 411 / 210 |
| O'Brien County | 300 | 70 | 16.1% | 123 / 54 |
| Osceola County | 128 | 49 | 21.7% | 43 / 19 |
| Page County | 496 | 80 | 19.3% | 149 / 86 |
| Palo Alto County | 199 | 56 | 23.8% | 68 / 25 |
| Plymouth County | 655 | 114 | 16.6% | 229 / 117 |
| Pocahontas County | 171 | 46 | 18.5% | 64 / 26 |
| Polk County | 23,361 | 377 | 15.0% | 7,647 / 3,238 |
| Pottawattamie County | 4,291 | 212 | 17.2% | 1,353 / 725 |
| Poweshiek County | 846 | 112 | 12.8% | 267 / 159 |
| Ringgold County | 149 | 50 | 15.8% | 45 / 38 |
| Sac County | 217 | 57 | 14.5% | 79 / 31 |
| Scott County | 7,296 | 264 | 13.8% | 2,641 / 1,135 |
| Shelby County | 434 | 97 | 17.1% | 140 / 80 |
| Sioux County | 839 | 86 | 10.8% | 419 / 128 |
| Story County | 2,581 | 194 | 12.7% | 985 / 396 |
| Tama County | 485 | 92 | 12.6% | 167 / 86 |
| Taylor County | 141 | 52 | 28.6% | 38 / 20 |
| Union County | 398 | 83 | 23.7% | 128 / 59 |
| Van Buren County | 103 | 40 | 32.5% | 18 / 25 |
| Wapello County | 948 | 104 | 17.5% | 321 / 236 |
| Warren County | 3,108 | 203 | 13.3% | 1,047 / 560 |
| Washington County | 1,077 | 85 | 13.7% | 370 / 176 |
| Wayne County | 180 | 51 | 20.7% | 49 / 43 |
| Webster County | 1,065 | 122 | 17.0% | 353 / 170 |
| Winnebago County | 227 | 68 | 18.6% | 93 / 31 |
| Winneshiek County | 295 | 63 | 20.0% | 98 / 52 |
| Woodbury County | 3,291 | 173 | 18.4% | 1,168 / 643 |
| Worth County | 153 | 60 | 15.3% | 57 / 22 |
| Wright County | 259 | 58 | 17.8% | 108 / 36 |