Iowa · HMDA 2025
Mortgage lenders in Polk County, IA
377 lenders reported 23,361 home-loan applications in Polk County in 2025. 13,877 closed as loans ($3.4B), 2,549 were denied — a 15.0% denial rate on decided applications, close to the Iowa rate of 15.0%. The three most active lenders handled 28% of applications, led by GREENSTATE Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,361
- Loans originated
- 13,877
- Purchase / refinance
- 7,647 / 3,238
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Polk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 2,582 | 11.1% | 10.1% |
| 2 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 2,469 | 10.6% | 11.2% |
| 3 | Community Choice Credit Union | 1,545 | 6.6% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 824 | 3.5% | — |
| 5 | Rocket Mortgage, LLC | 626 | 2.7% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 604 | 2.6% | 39.5% |
| 7 | NEWREZ LLC | 526 | 2.3% | — |
| 8 | Broker Solutions, Inc. | 504 | 2.2% | — |
| 9 | Northwest Bank 70 out of 100, Strong | 464 | 2.0% | 6.0% |
| 10 | IOWA BANKERS MORTGAGE CORPORATION | 463 | 2.0% | — |
| 11 | Bankers Trust Company 64 out of 100, Moderate | 423 | 1.8% | 9.2% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 422 | 1.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 399 | 1.7% | — |
| 14 | GUARANTEED RATE, INC. | 391 | 1.7% | — |
| 15 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 378 | 1.6% | 21.3% |
| 16 | DHI MORTGAGE COMPANY, LTD. | 341 | 1.5% | — |
| 17 | HOMESERVICES LENDING, LLC | 314 | 1.3% | — |
| 18 | Premier Credit Union 51 out of 100, Below average | 280 | 1.2% | 13.8% |
| 19 | Luana Savings Bank 70 out of 100, Strong | 271 | 1.2% | 2.8% |
| 20 | Mortgage Research Center, LLC | 246 | 1.1% | — |
| 21 | GERSHMAN INVESTMENT CORP. | 246 | 1.1% | — |
| 22 | Central Bank 65 out of 100, Moderate | 246 | 1.1% | 5.5% |
| 23 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 243 | 1.0% | 9.1% |
| 24 | FREEDOM MORTGAGE CORPORATION | 230 | 1.0% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 226 | 1.0% | 22.2% |
| 26 | PLANET HOME LENDING, LLC | 218 | 0.9% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 211 | 0.9% | 14.1% |
| 28 | 21st Mortgage Corporation | 205 | 0.9% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 204 | 0.9% | 40.8% |
| 30 | Fidelity Bank 52 out of 100, Below average | 200 | 0.9% | 2.6% |
| 31 | MARINE CREDIT UNION 53 out of 100, Below average | 190 | 0.8% | 44.9% |
| 32 | NATIONSTAR MORTGAGE LLC | 185 | 0.8% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 179 | 0.8% | 32.5% |
| 34 | GUILD MORTGAGE COMPANY | 176 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 173 | 0.7% | 3.0% |
| 36 | AmeriSave Mortgage Corporation | 169 | 0.7% | — |
| 37 | Empeople Credit Union 58 out of 100, Moderate | 165 | 0.7% | 25.7% |
| 38 | LOWER, LLC | 161 | 0.7% | — |
| 39 | FINANCIAL PLUS CREDIT UNION | 154 | 0.7% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 152 | 0.7% | — |
Top 40 of 377 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps