Iowa · HMDA 2025
Mortgage lenders in Woodbury County, IA
173 lenders reported 3,291 home-loan applications in Woodbury County in 2025. 2,082 closed as loans ($393.1M), 481 were denied — a 18.4% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 21% of applications, led by Central Bank. 22 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,291
- Loans originated
- 2,082
- Purchase / refinance
- 1,168 / 643
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Woodbury County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Central Bank 65 out of 100, Moderate | 274 | 8.3% | 5.5% |
| 2 | The Security National Bank of Sioux City, Iowa 81 out of 100, Strong | 234 | 7.1% | 15.7% |
| 3 | Northwest Bank 70 out of 100, Strong | 194 | 5.9% | 6.0% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 191 | 5.8% | 39.5% |
| 5 | Primebank 61 out of 100, Moderate | 180 | 5.5% | 4.2% |
| 6 | SIOUXLAND FEDERAL CREDIT UNION 75 out of 100, Strong | 159 | 4.8% | 16.6% |
| 7 | Rocket Mortgage, LLC | 149 | 4.5% | — |
| 8 | 21st Mortgage Corporation | 133 | 4.0% | — |
| 9 | IOWA BANKERS MORTGAGE CORPORATION | 130 | 4.0% | — |
| 10 | Great Southern Bank 73 out of 100, Strong | 91 | 2.8% | 24.6% |
| 11 | Peoples Bank 69 out of 100, Moderate | 69 | 2.1% | 11.1% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 1.9% | — |
| 13 | NEWREZ LLC | 60 | 1.8% | — |
| 14 | Mortgage Research Center, LLC | 60 | 1.8% | — |
| 15 | AmeriSave Mortgage Corporation | 55 | 1.7% | — |
| 16 | CHARTER WEST BANK 68 out of 100, Moderate | 54 | 1.6% | 8.6% |
| 17 | Availa Bank 65 out of 100, Moderate | 52 | 1.6% | 5.3% |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 51 | 1.5% | 22.2% |
| 19 | PENNYMAC LOAN SERVICES, LLC | 51 | 1.5% | — |
| 20 | Citizens Bank, National Association 54 out of 100, Below average | 40 | 1.2% | 32.5% |
| 21 | Pioneer Bank 77 out of 100, Strong | 37 | 1.1% | 0.0% |
| 22 | Coastal Community Bank 35 out of 100, Low | 37 | 1.1% | 3.0% |
| 23 | BankFirst 85 out of 100, Very strong | 36 | 1.1% | 6.8% |
| 24 | FREEDOM MORTGAGE CORPORATION | 35 | 1.1% | — |
| 25 | Premier Credit Union 51 out of 100, Below average | 34 | 1.0% | 13.8% |
| 26 | NATIONSTAR MORTGAGE LLC | 33 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 29 | 0.9% | — |
| 28 | United Bank of Iowa 73 out of 100, Strong | 28 | 0.9% | 21.4% |
| 29 | Heritage Bank National Association 34 out of 100, Low | 28 | 0.9% | 11.9% |
| 30 | GUARANTEED RATE, INC. | 26 | 0.8% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 26 | 0.8% | — |
| 32 | Loandepot.Com, LLC | 25 | 0.8% | — |
| 33 | CMG MORTGAGE, INC. | 24 | 0.7% | — |
| 34 | Telco Triad Community Credit Union 74 out of 100, Strong | 21 | 0.6% | 11.1% |
| 35 | Midstates Bank, National Association 79 out of 100, Strong | 20 | 0.6% | 2.0% |
| 36 | FIGURE LENDING LLC | 20 | 0.6% | — |
| 37 | Plains Commerce Bank 59 out of 100, Moderate | 20 | 0.6% | 10.0% |
| 38 | GREENSTATE Credit Union 50 out of 100, Below average | 20 | 0.6% | 10.1% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 0.6% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 0.6% | — |
Top 40 of 173 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps
- Muscatine County 1,375 apps