Michigan · HMDA 2025
Mortgage lenders in Baraga County, MI
47 lenders reported 173 home-loan applications in Baraga County in 2025. 97 closed as loans ($15.3M), 26 were denied — a 21.0% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 40% of applications, led by Superior National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 173
- Loans originated
- 97
- Purchase / refinance
- 52 / 32
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baraga County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Superior National Bank 73 out of 100, Strong | 42 | 24.3% | 3.4% |
| 2 | Rocket Mortgage, LLC | 16 | 9.2% | — |
| 3 | NEWREZ LLC | 11 | 6.4% | — |
| 4 | MYCUMORTGAGE, LLC | 10 | 5.8% | — |
| 5 | Mortgage Research Center, LLC | 9 | 5.2% | — |
| 6 | Nicolet National Bank 64 out of 100, Moderate | 8 | 4.6% | 4.5% |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 4.0% | — |
| 8 | Range Bank 80 out of 100, Strong | 6 | 3.5% | 2.6% |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 5 | 2.9% | 31.6% |
| 10 | IncredibleBank 57 out of 100, Moderate | 5 | 2.9% | 11.9% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.3% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.7% | 32.9% |
| 13 | Broker Solutions, Inc. | 3 | 1.7% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.2% | 14.1% |
| 15 | Loandepot.Com, LLC | 2 | 1.2% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.2% | — |
| 17 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 2 | 1.2% | 10.2% |
| 18 | PRESTON HOME LOANS INC | 2 | 1.2% | — |
| 19 | THE LOAN STORE, INC. | 2 | 1.2% | — |
| 20 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.2% | — |
| 21 | Hometown Equity Mortgage, LLC | 2 | 1.2% | — |
| 22 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.2% | 37.2% |
| 23 | GreenStone Farm Credit Services, FLCA | 2 | 1.2% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 25 | Fairway Independent Mortgage Corporation | 1 | 0.6% | — |
| 26 | Discover Bank | 1 | 0.6% | — |
| 27 | GUARANTEED RATE, INC. | 1 | 0.6% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.6% | 44.7% |
| 30 | SmartFi Home Loans, LLC | 1 | 0.6% | — |
| 31 | Lake Huron Credit Union 74 out of 100, Strong | 1 | 0.6% | 56.5% |
| 32 | Honor Credit Union 70 out of 100, Strong | 1 | 0.6% | 22.6% |
| 33 | SOUTH RIVER MORTGAGE, LLC | 1 | 0.6% | — |
| 34 | MICHIGAN FIRST CREDIT UNION 72 out of 100, Strong | 1 | 0.6% | 42.1% |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.6% | — |
| 36 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 37 | FREEDOM MORTGAGE CORPORATION | 1 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 1 | 0.6% | — |
| 40 | CAPITAL Credit Union | 1 | 0.6% | — |
Top 40 of 47 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps