Michigan · HMDA 2025
Mortgage lenders in Calhoun County, MI
258 lenders reported 5,561 home-loan applications in Calhoun County in 2025. 3,152 closed as loans ($537.6M), 1,092 were denied — a 24.6% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,561
- Loans originated
- 3,152
- Purchase / refinance
- 1,427 / 1,081
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Calhoun County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 372 | 6.7% | — |
| 2 | KELLOGG COMMUNITY CREDIT UNION 88 out of 100, Very strong | 364 | 6.5% | 1.2% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 284 | 5.1% | 31.6% |
| 4 | MARSHALL COMMUNITY CREDIT UNION 78 out of 100, Strong | 238 | 4.3% | 0.6% |
| 5 | ADVIA Federal Credit Union | 225 | 4.0% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 203 | 3.7% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 187 | 3.4% | 34.0% |
| 8 | Honor Credit Union 70 out of 100, Strong | 164 | 2.9% | 22.6% |
| 9 | UNION HOME MORTGAGE CORP. | 162 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 147 | 2.6% | — |
| 11 | CONSUMERS CREDIT UNION | 144 | 2.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 105 | 1.9% | — |
| 13 | 21st Mortgage Corporation | 93 | 1.7% | — |
| 14 | GVC MORTGAGE, INC. | 92 | 1.7% | — |
| 15 | NEWREZ LLC | 80 | 1.4% | — |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 80 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 75 | 1.3% | — |
| 18 | MORTGAGE CENTER L.C | 75 | 1.3% | — |
| 19 | Sturgis Bank & Trust Company 56 out of 100, Moderate | 74 | 1.3% | 3.4% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 71 | 1.3% | 14.1% |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 65 | 1.2% | 33.8% |
| 22 | NATIONSTAR MORTGAGE LLC | 64 | 1.2% | — |
| 23 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 64 | 1.2% | 7.3% |
| 24 | FIGURE LENDING LLC | 58 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 57 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 54 | 1.0% | — |
| 27 | Flagstar Bank, N.A. 31 out of 100, Low | 54 | 1.0% | 35.1% |
| 28 | AmeriSave Mortgage Corporation | 51 | 0.9% | — |
| 29 | Southern Michigan Bank & Trust 56 out of 100, Moderate | 48 | 0.9% | 13.3% |
| 30 | Zippy Loans, LLC | 47 | 0.8% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 47 | 0.8% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 46 | 0.8% | — |
| 33 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 46 | 0.8% | 20.6% |
| 34 | Comerica Bank | 46 | 0.8% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 45 | 0.8% | 32.9% |
| 36 | PLANET HOME LENDING, LLC | 42 | 0.8% | — |
| 37 | GUARANTEED RATE, INC. | 40 | 0.7% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 37 | 0.7% | — |
| 39 | The Dart Bank | 37 | 0.7% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 37 | 0.7% | — |
Top 40 of 258 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps