Michigan · HMDA 2025
Mortgage lenders in Gladwin County, MI
171 lenders reported 1,254 home-loan applications in Gladwin County in 2025. 697 closed as loans ($116.7M), 207 were denied — a 21.9% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 27% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,254
- Loans originated
- 697
- Purchase / refinance
- 344 / 200
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gladwin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 144 | 11.5% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 128 | 10.2% | 31.6% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 72 | 5.7% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 43 | 3.4% | 33.8% |
| 5 | MEMBERS FIRST Credit Union | 43 | 3.4% | — |
| 6 | Mortgage Research Center, LLC | 40 | 3.2% | — |
| 7 | STAUNTON FINANCIAL, INC. | 28 | 2.2% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 26 | 2.1% | — |
| 9 | Mercantile Bank 73 out of 100, Strong | 26 | 2.1% | 15.2% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.0% | — |
| 11 | DOW CREDIT UNION 73 out of 100, Strong | 25 | 2.0% | 11.1% |
| 12 | NEWREZ LLC | 21 | 1.7% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.7% | 14.1% |
| 14 | Broker Solutions, Inc. | 20 | 1.6% | — |
| 15 | GUARANTEED RATE, INC. | 15 | 1.2% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.2% | — |
| 17 | The Dart Bank | 15 | 1.2% | — |
| 18 | FIRST COMMUNITY MORTGAGE, INC. | 15 | 1.2% | — |
| 19 | AmeriSave Mortgage Corporation | 14 | 1.1% | — |
| 20 | GreenStone Farm Credit Services, FLCA | 14 | 1.1% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 22 | Loandepot.Com, LLC | 13 | 1.0% | — |
| 23 | Frankenmuth Credit Union 64 out of 100, Moderate | 13 | 1.0% | 2.8% |
| 24 | UNION HOME MORTGAGE CORP. | 13 | 1.0% | — |
| 25 | Isabella Bank 62 out of 100, Moderate | 13 | 1.0% | 16.4% |
| 26 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 27 | Wildfire Credit Union 70 out of 100, Strong | 11 | 0.9% | 12.1% |
| 28 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 29 | GVC MORTGAGE, INC. | 11 | 0.9% | — |
| 30 | CREDIT UNION ONE 76 out of 100, Strong | 11 | 0.9% | 29.5% |
| 31 | MICHIGAN SCHOOLS AND GOVERNMENT | 11 | 0.9% | — |
| 32 | SPRING EQ, LLC | 10 | 0.8% | — |
| 33 | FINANCIAL PLUS CREDIT UNION | 10 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.7% | — |
| 35 | Independent Bank 63 out of 100, Moderate | 9 | 0.7% | 17.6% |
| 36 | Fifth Third Bank, National Association 62 out of 100, Moderate | 9 | 0.7% | 34.0% |
| 37 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 38 | PRESTON HOME LOANS INC | 8 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 8 | 0.6% | — |
| 40 | Comerica Bank | 8 | 0.6% | — |
Top 40 of 171 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps