Michigan · HMDA 2025
Mortgage lenders in Iosco County, MI
159 lenders reported 962 home-loan applications in Iosco County in 2025. 513 closed as loans ($85.0M), 177 were denied — a 24.6% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 33% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 962
- Loans originated
- 513
- Purchase / refinance
- 297 / 142
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Iosco County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 170 | 17.7% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 81 | 8.4% | 31.6% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 62 | 6.4% | — |
| 4 | Mortgage Research Center, LLC | 31 | 3.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 26 | 2.7% | — |
| 6 | Broker Solutions, Inc. | 21 | 2.2% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 21 | 2.2% | 33.8% |
| 8 | Mercantile Bank 73 out of 100, Strong | 21 | 2.2% | 15.2% |
| 9 | STAUNTON FINANCIAL, INC. | 20 | 2.1% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 2.0% | 14.1% |
| 11 | NEWREZ LLC | 17 | 1.8% | — |
| 12 | AmeriSave Mortgage Corporation | 14 | 1.5% | — |
| 13 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 13 | 1.4% | 7.3% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.2% | — |
| 15 | FIGURE LENDING LLC | 12 | 1.2% | — |
| 16 | DFCU FINANCIAL | 12 | 1.2% | — |
| 17 | CMG MORTGAGE, INC. | 10 | 1.0% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.0% | 32.9% |
| 19 | MORTGAGE 1 INCORPORATED | 10 | 1.0% | — |
| 20 | NEW DAY FINANCIAL, LLC | 10 | 1.0% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 0.9% | 32.5% |
| 22 | NATIONSTAR MORTGAGE LLC | 9 | 0.9% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 9 | 0.9% | 3.0% |
| 24 | 21st Mortgage Corporation | 8 | 0.8% | — |
| 25 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.8% | — |
| 27 | SPRING EQ, LLC | 8 | 0.8% | — |
| 28 | Independent Bank 63 out of 100, Moderate | 8 | 0.8% | 17.6% |
| 29 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.8% | — |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 8 | 0.8% | 34.0% |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.7% | 44.7% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.7% | — |
| 34 | Flagstar Bank, N.A. 31 out of 100, Low | 7 | 0.7% | 35.1% |
| 35 | Frankenmuth Credit Union 64 out of 100, Moderate | 6 | 0.6% | 2.8% |
| 36 | FREEDOM MORTGAGE CORPORATION | 6 | 0.6% | — |
| 37 | Genisys Credit Union 81 out of 100, Strong | 6 | 0.6% | 18.7% |
| 38 | UNION HOME MORTGAGE CORP. | 6 | 0.6% | — |
| 39 | ChoiceOne Bank 61 out of 100, Moderate | 6 | 0.6% | 22.0% |
| 40 | MICHIGAN SCHOOLS AND GOVERNMENT | 6 | 0.6% | — |
Top 40 of 159 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps