Michigan · HMDA 2025
Mortgage lenders in Midland County, MI
212 lenders reported 2,877 home-loan applications in Midland County in 2025. 1,716 closed as loans ($360.0M), 380 were denied — a 17.5% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 23% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,877
- Loans originated
- 1,716
- Purchase / refinance
- 891 / 543
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Midland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 247 | 8.6% | — |
| 2 | DOW CREDIT UNION 73 out of 100, Strong | 206 | 7.2% | 11.1% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 201 | 7.0% | 31.6% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 186 | 6.5% | — |
| 5 | Isabella Bank 62 out of 100, Moderate | 117 | 4.1% | 16.4% |
| 6 | STAUNTON FINANCIAL, INC. | 93 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 89 | 3.1% | — |
| 8 | MEMBERS FIRST Credit Union | 78 | 2.7% | — |
| 9 | Wildfire Credit Union 70 out of 100, Strong | 73 | 2.5% | 12.1% |
| 10 | FIRST COMMUNITY MORTGAGE, INC. | 73 | 2.5% | — |
| 11 | GUARANTEED RATE, INC. | 68 | 2.4% | — |
| 12 | Mortgage Research Center, LLC | 68 | 2.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 45 | 1.6% | — |
| 14 | Frankenmuth Credit Union 64 out of 100, Moderate | 44 | 1.5% | 2.8% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 41 | 1.4% | 14.1% |
| 16 | Fifth Third Bank, National Association 62 out of 100, Moderate | 39 | 1.4% | 34.0% |
| 17 | NEWREZ LLC | 35 | 1.2% | — |
| 18 | FIGURE LENDING LLC | 35 | 1.2% | — |
| 19 | Horizon Bank 72 out of 100, Strong | 35 | 1.2% | 22.7% |
| 20 | Coastal Community Bank 35 out of 100, Low | 35 | 1.2% | 3.0% |
| 21 | The Dart Bank | 34 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 34 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 33 | 1.1% | — |
| 24 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 27 | 0.9% | 7.3% |
| 25 | AmeriSave Mortgage Corporation | 26 | 0.9% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 0.9% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 25 | 0.9% | 33.8% |
| 28 | CREDIT UNION ONE 76 out of 100, Strong | 25 | 0.9% | 29.5% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 0.8% | 32.9% |
| 30 | Independent Bank 63 out of 100, Moderate | 24 | 0.8% | 17.6% |
| 31 | Loandepot.Com, LLC | 23 | 0.8% | — |
| 32 | 1ST STATE FINANCIAL, LTD. | 23 | 0.8% | — |
| 33 | DAS Acquisition Company, LLC | 23 | 0.8% | — |
| 34 | Mercantile Bank 73 out of 100, Strong | 23 | 0.8% | 15.2% |
| 35 | SPRING EQ, LLC | 22 | 0.8% | — |
| 36 | 21st Mortgage Corporation | 21 | 0.7% | — |
| 37 | NEW DAY FINANCIAL, LLC | 17 | 0.6% | — |
| 38 | BLG HOLDINGS, INC. | 16 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 16 | 0.6% | — |
| 40 | MORTGAGE 1 INCORPORATED | 15 | 0.5% | — |
Top 40 of 212 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps