Michigan · HMDA 2025
Mortgage lenders in Roscommon County, MI
203 lenders reported 1,474 home-loan applications in Roscommon County in 2025. 852 closed as loans ($159.7M), 252 were denied — a 22.1% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 26% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,474
- Loans originated
- 852
- Purchase / refinance
- 435 / 226
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roscommon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 148 | 10.0% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 129 | 8.8% | 31.6% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 100 | 6.8% | — |
| 4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 53 | 3.6% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 47 | 3.2% | 14.1% |
| 6 | Mercantile Bank 73 out of 100, Strong | 44 | 3.0% | 15.2% |
| 7 | Mortgage Research Center, LLC | 43 | 2.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 37 | 2.5% | — |
| 9 | NEWREZ LLC | 34 | 2.3% | — |
| 10 | Horizon Bank 72 out of 100, Strong | 32 | 2.2% | 22.7% |
| 11 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 30 | 2.0% | 7.3% |
| 12 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 27 | 1.8% | 20.6% |
| 13 | Loandepot.Com, LLC | 22 | 1.5% | — |
| 14 | AmeriSave Mortgage Corporation | 22 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 21 | 1.4% | — |
| 16 | UNION HOME MORTGAGE CORP. | 21 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 18 | 1.2% | — |
| 18 | FIGURE LENDING LLC | 18 | 1.2% | — |
| 19 | PLANET HOME LENDING, LLC | 16 | 1.1% | — |
| 20 | The Dart Bank | 14 | 0.9% | — |
| 21 | NEW DAY FINANCIAL, LLC | 14 | 0.9% | — |
| 22 | Genisys Credit Union 81 out of 100, Strong | 14 | 0.9% | 18.7% |
| 23 | MICHIGAN SCHOOLS AND GOVERNMENT | 14 | 0.9% | — |
| 24 | MORTGAGE CENTER L.C | 14 | 0.9% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.9% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.9% | — |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 0.8% | 34.0% |
| 28 | Flagstar Bank, N.A. 31 out of 100, Low | 12 | 0.8% | 35.1% |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 0.7% | 32.5% |
| 30 | PRESTON HOME LOANS INC | 11 | 0.7% | — |
| 31 | Frankenmuth Credit Union 64 out of 100, Moderate | 11 | 0.7% | 2.8% |
| 32 | Coastal Community Bank 35 out of 100, Low | 11 | 0.7% | 3.0% |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 10 | 0.7% | 33.8% |
| 34 | CREDIT UNION ONE 76 out of 100, Strong | 10 | 0.7% | 29.5% |
| 35 | NATIONSTAR MORTGAGE LLC | 10 | 0.7% | — |
| 36 | Discover Bank | 9 | 0.6% | — |
| 37 | DFCU FINANCIAL | 9 | 0.6% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.5% | 32.9% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.5% | 44.7% |
| 40 | Independent Bank 63 out of 100, Moderate | 8 | 0.5% | 17.6% |
Top 40 of 203 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps