Michigan · HMDA 2025
Mortgage lenders in Schoolcraft County, MI
51 lenders reported 144 home-loan applications in Schoolcraft County in 2025. 85 closed as loans ($13.3M), 19 were denied — a 17.6% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 39% of applications, led by Nicolet National Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 144
- Loans originated
- 85
- Purchase / refinance
- 42 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Schoolcraft County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Nicolet National Bank 64 out of 100, Moderate | 32 | 22.2% | 4.5% |
| 2 | Rocket Mortgage, LLC | 17 | 11.8% | — |
| 3 | Mortgage Research Center, LLC | 7 | 4.9% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 4.2% | 14.1% |
| 5 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 4.2% | — |
| 6 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 2.8% | 22.2% |
| 7 | Loandepot.Com, LLC | 4 | 2.8% | — |
| 8 | GreenStone Farm Credit Services, FLCA | 4 | 2.8% | — |
| 9 | The Huntington National Bank 59 out of 100, Moderate | 3 | 2.1% | 31.6% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.1% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 3 | 2.1% | — |
| 14 | Coastal Community Bank 35 out of 100, Low | 3 | 2.1% | 3.0% |
| 15 | NEWREZ LLC | 2 | 1.4% | — |
| 16 | Fairway Independent Mortgage Corporation | 2 | 1.4% | — |
| 17 | MOVEMENT MORTGAGE, LLC | 2 | 1.4% | — |
| 18 | Discover Bank | 2 | 1.4% | — |
| 19 | West Michigan Credit Union | 2 | 1.4% | — |
| 20 | AMERICAN FINANCING CORPORATION | 2 | 1.4% | — |
| 21 | Equity Prime Mortgage LLC | 2 | 1.4% | — |
| 22 | Associated Bank, National Association | 2 | 1.4% | — |
| 23 | Mercantile Bank 73 out of 100, Strong | 2 | 1.4% | 15.2% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 32.9% |
| 25 | 21st Mortgage Corporation | 1 | 0.7% | — |
| 26 | Broker Solutions, Inc. | 1 | 0.7% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.7% | 39.5% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.7% | — |
| 30 | Public Service Credit Union | 1 | 0.7% | — |
| 31 | Summit Credit Union | 1 | 0.7% | — |
| 32 | Honor Credit Union 70 out of 100, Strong | 1 | 0.7% | 22.6% |
| 33 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 1 | 0.7% | 20.6% |
| 34 | COMMUNITY FINANCIAL CREDIT UNION | 1 | 0.7% | — |
| 35 | MEMBER FIRST MORTGAGE, LLC | 1 | 0.7% | — |
| 36 | UNIVERSITY OF MICHIGAN CREDIT UNION 61 out of 100, Moderate | 1 | 0.7% | 7.1% |
| 37 | BLG HOLDINGS, INC. | 1 | 0.7% | — |
| 38 | OCMBC, INC. | 1 | 0.7% | — |
| 39 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 0.7% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.7% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps