Mississippi · HMDA 2025
Mortgage lenders in Adams County, MS
99 lenders reported 794 home-loan applications in Adams County in 2025. 298 closed as loans ($46.6M), 212 were denied — a 38.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 794
- Loans originated
- 298
- Purchase / refinance
- 185 / 85
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 71 | 8.9% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 67 | 8.4% | 43.1% |
| 3 | Loansteady LLC | 65 | 8.2% | — |
| 4 | Concordia Bank & Trust Company 52 out of 100, Below average | 53 | 6.7% | 13.6% |
| 5 | Rocket Mortgage, LLC | 37 | 4.7% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 34 | 4.3% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 29 | 3.7% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 2.5% | — |
| 10 | Mortgage Research Center, LLC | 19 | 2.4% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 19 | 2.4% | — |
| 12 | NEWREZ LLC | 18 | 2.3% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 2.3% | — |
| 14 | Home Bank, National Association 70 out of 100, Strong | 15 | 1.9% | 9.8% |
| 15 | PLANET HOME LENDING, LLC | 14 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.6% | 14.1% |
| 17 | FirstBank 59 out of 100, Moderate | 13 | 1.6% | 42.8% |
| 18 | FREEDOM MORTGAGE CORPORATION | 12 | 1.5% | — |
| 19 | Trustmark National Bank 62 out of 100, Moderate | 12 | 1.5% | 14.7% |
| 20 | Paramount Residential Mortgage Group, Inc. | 11 | 1.4% | — |
| 21 | American Mortgage Bank, LLC | 10 | 1.3% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.1% | 32.9% |
| 23 | AmeriSave Mortgage Corporation | 9 | 1.1% | — |
| 24 | GMFS LLC | 9 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 8 | 1.0% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 7 | 0.9% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.9% | — |
| 30 | PLAZA HOME MORTGAGE, INC. | 7 | 0.9% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.8% | — |
| 32 | Liberty | 6 | 0.8% | — |
| 33 | TAMMAC HOLDINGS CORPORATION | 6 | 0.8% | — |
| 34 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 35 | Cadence Bank | 6 | 0.8% | — |
| 36 | GENWAY HOME MORTGAGE, INC. | 5 | 0.6% | — |
| 37 | FIDELITY BANK 64 out of 100, Moderate | 5 | 0.6% | 13.6% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 0.5% | — |
| 40 | BankPlus 71 out of 100, Strong | 4 | 0.5% | 12.2% |
Top 40 of 99 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps