Mississippi · HMDA 2025
Mortgage lenders in Carroll County, MS
56 lenders reported 219 home-loan applications in Carroll County in 2025. 127 closed as loans ($16.1M), 61 were denied — a 30.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 219
- Loans originated
- 127
- Purchase / refinance
- 60 / 49
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 27 | 12.3% | — |
| 2 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 18 | 8.2% | 18.4% |
| 3 | Rocket Mortgage, LLC | 12 | 5.5% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 10 | 4.6% | 43.1% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 10 | 4.6% | — |
| 6 | BankPlus 71 out of 100, Strong | 10 | 4.6% | 12.2% |
| 7 | Mortgage Research Center, LLC | 9 | 4.1% | — |
| 8 | NEWREZ LLC | 7 | 3.2% | — |
| 9 | Loandepot.Com, LLC | 7 | 3.2% | — |
| 10 | Renasant Bank 64 out of 100, Moderate | 7 | 3.2% | 11.6% |
| 11 | Cadence Bank | 7 | 3.2% | — |
| 12 | Trustmark National Bank 62 out of 100, Moderate | 7 | 3.2% | 14.7% |
| 13 | Planters Bank & Trust Company 71 out of 100, Strong | 7 | 3.2% | 9.7% |
| 14 | Broker Solutions, Inc. | 5 | 2.3% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.8% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.8% | — |
| 17 | FIRSTTRUST HOME LOANS, INC. | 4 | 1.8% | — |
| 18 | FIGURE LENDING LLC | 4 | 1.8% | — |
| 19 | PLANET HOME LENDING, LLC | 4 | 1.8% | — |
| 20 | NEW DAY FINANCIAL, LLC | 4 | 1.8% | — |
| 21 | GUILD MORTGAGE COMPANY | 3 | 1.4% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.4% | — |
| 23 | PriorityOne Bank 70 out of 100, Strong | 3 | 1.4% | 9.2% |
| 24 | FirstBank 59 out of 100, Moderate | 3 | 1.4% | 42.8% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.9% | 32.9% |
| 26 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 28 | Community Bank of Mississippi 64 out of 100, Moderate | 2 | 0.9% | 9.7% |
| 29 | NATIONSTAR MORTGAGE LLC | 2 | 0.9% | — |
| 30 | Southern Bancorp Bank 61 out of 100, Moderate | 2 | 0.9% | 12.4% |
| 31 | CB&S Bank, Inc. | 2 | 0.9% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.9% | — |
| 33 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 36 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 37 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 38 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.5% | — |
| 39 | FIRST COLONY MORTGAGE CORPORATION | 1 | 0.5% | — |
| 40 | ZILLOW HOME LOANS, LLC | 1 | 0.5% | — |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps