Mississippi · HMDA 2025
Mortgage lenders in Itawamba County, MS
94 lenders reported 779 home-loan applications in Itawamba County in 2025. 376 closed as loans ($53.3M), 141 were denied — a 25.3% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 26% of applications, led by Cadence Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 779
- Loans originated
- 376
- Purchase / refinance
- 191 / 129
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Itawamba County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Cadence Bank | 78 | 10.0% | — |
| 2 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 65 | 8.3% | 18.4% |
| 3 | Renasant Bank 64 out of 100, Moderate | 59 | 7.6% | 11.6% |
| 4 | 21st Mortgage Corporation | 56 | 7.2% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 38 | 4.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 34 | 4.4% | — |
| 7 | Trustmark National Bank 62 out of 100, Moderate | 34 | 4.4% | 14.7% |
| 8 | Rocket Mortgage, LLC | 31 | 4.0% | — |
| 9 | FirstBank 59 out of 100, Moderate | 24 | 3.1% | 42.8% |
| 10 | GMFS LLC | 20 | 2.6% | — |
| 11 | CB&S Bank, Inc. | 20 | 2.6% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 2.1% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 16 | 2.1% | 43.1% |
| 14 | Mortgage Research Center, LLC | 16 | 2.1% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 2.1% | — |
| 16 | BankPlus 71 out of 100, Strong | 16 | 2.1% | 12.2% |
| 17 | Community Bank of Mississippi 64 out of 100, Moderate | 12 | 1.5% | 9.7% |
| 18 | FREEDOM MORTGAGE CORPORATION | 12 | 1.5% | — |
| 19 | PLAZA HOME MORTGAGE, INC. | 10 | 1.3% | — |
| 20 | Kiavi Funding, Inc. | 9 | 1.2% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 9 | 1.2% | 3.0% |
| 22 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 8 | 1.0% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.9% | — |
| 25 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 26 | Broker Solutions, Inc. | 6 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 28 | STOCKTON MORTGAGE CORPORATION | 6 | 0.8% | — |
| 29 | Magnolia Bank, Incorporated 49 out of 100, Below average | 6 | 0.8% | 10.3% |
| 30 | NEWREZ LLC | 5 | 0.6% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.6% | 14.1% |
| 32 | GENEVA FINANCIAL, LLC | 5 | 0.6% | — |
| 33 | PLANET HOME LENDING, LLC | 5 | 0.6% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.5% | — |
| 35 | FIGURE LENDING LLC | 4 | 0.5% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.5% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.5% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.5% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.5% | — |
| 40 | MORTGAGE INVESTORS GROUP, INC. | 4 | 0.5% | — |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps