Mississippi · HMDA 2025
Mortgage lenders in Kemper County, MS
45 lenders reported 189 home-loan applications in Kemper County in 2025. 64 closed as loans ($7.2M), 68 were denied — a 46.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 49% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 189
- Loans originated
- 64
- Purchase / refinance
- 39 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kemper County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 55 | 29.1% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 26 | 13.8% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 11 | 5.8% | 43.1% |
| 4 | The Citizens Bank of Philadelphia, Mississippi | 10 | 5.3% | — |
| 5 | Rocket Mortgage, LLC | 9 | 4.8% | — |
| 6 | Mortgage Research Center, LLC | 6 | 3.2% | — |
| 7 | Community Bank of Mississippi 64 out of 100, Moderate | 5 | 2.6% | 9.7% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.1% | 14.1% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 2.1% | — |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 4 | 2.1% | — |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 2.1% | 74.7% |
| 12 | Trustmark National Bank 62 out of 100, Moderate | 4 | 2.1% | 14.7% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.6% | 32.9% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.6% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.6% | 39.5% |
| 16 | Loandepot.Com, LLC | 2 | 1.1% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.1% | — |
| 18 | CSL Financial, LLC | 2 | 1.1% | — |
| 19 | LAND HOME FINANCIAL SERVICES, INC. | 2 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 2 | 1.1% | — |
| 21 | FirstBank 59 out of 100, Moderate | 2 | 1.1% | 42.8% |
| 22 | The Citizens National Bank of Meridian | 2 | 1.1% | — |
| 23 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 2 | 1.1% | 9.1% |
| 24 | NEWREZ LLC | 1 | 0.5% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 26 | Discover Bank | 1 | 0.5% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 28 | MidFirst Bank 34 out of 100, Low | 1 | 0.5% | 16.3% |
| 29 | PLANET HOME LENDING, LLC | 1 | 0.5% | — |
| 30 | Renasant Bank 64 out of 100, Moderate | 1 | 0.5% | 11.6% |
| 31 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.5% | — |
| 32 | BankFirst Financial Services 69 out of 100, Moderate | 1 | 0.5% | 7.5% |
| 33 | EMM LOANS LLC | 1 | 0.5% | — |
| 34 | RED RIVER EMPLOYEES FEDERAL CREDIT UNION 77 out of 100, Strong | 1 | 0.5% | 19.0% |
| 35 | TAMMAC HOLDINGS CORPORATION | 1 | 0.5% | — |
| 36 | BankPlus 71 out of 100, Strong | 1 | 0.5% | 12.2% |
| 37 | NATIONSTAR MORTGAGE LLC | 1 | 0.5% | — |
| 38 | CALCON MUTUAL MORTGAGE LLC | 1 | 0.5% | — |
| 39 | NEW DAY FINANCIAL, LLC | 1 | 0.5% | — |
| 40 | STOCKTON MORTGAGE CORPORATION | 1 | 0.5% | — |
Top 40 of 45 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps