Mississippi · HMDA 2025
Mortgage lenders in Lauderdale County, MS
140 lenders reported 2,027 home-loan applications in Lauderdale County in 2025. 1,029 closed as loans ($156.3M), 401 were denied — a 25.8% denial rate on decided applications, below the Mississippi rate of 28.1%. The three most active lenders handled 27% of applications, led by Trustmark National Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,027
- Loans originated
- 1,029
- Purchase / refinance
- 597 / 295
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lauderdale County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Trustmark National Bank 62 out of 100, Moderate | 272 | 13.4% | 14.7% |
| 2 | 21st Mortgage Corporation | 143 | 7.1% | — |
| 3 | The Citizens National Bank of Meridian | 127 | 6.3% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 114 | 5.6% | 43.1% |
| 5 | Community Bank of Mississippi 64 out of 100, Moderate | 111 | 5.5% | 9.7% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 94 | 4.6% | — |
| 7 | Mortgage Research Center, LLC | 84 | 4.1% | — |
| 8 | Rocket Mortgage, LLC | 81 | 4.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 66 | 3.3% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 62 | 3.1% | 32.9% |
| 11 | BankPlus 71 out of 100, Strong | 55 | 2.7% | 12.2% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 53 | 2.6% | — |
| 13 | NEW DAY FINANCIAL, LLC | 35 | 1.7% | — |
| 14 | NEWREZ LLC | 34 | 1.7% | — |
| 15 | Great Southern Bank 66 out of 100, Moderate | 30 | 1.5% | 4.8% |
| 16 | FREEDOM MORTGAGE CORPORATION | 29 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 27 | 1.3% | — |
| 18 | The Citizens Bank of Philadelphia, Mississippi | 26 | 1.3% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 1.1% | — |
| 20 | Loandepot.Com, LLC | 22 | 1.1% | — |
| 21 | FirstBank 59 out of 100, Moderate | 22 | 1.1% | 42.8% |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 19 | 0.9% | 32.5% |
| 23 | AmeriSave Mortgage Corporation | 19 | 0.9% | — |
| 24 | Renasant Bank 64 out of 100, Moderate | 19 | 0.9% | 11.6% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 0.8% | — |
| 26 | PLANET HOME LENDING, LLC | 16 | 0.8% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.7% | 14.1% |
| 28 | HOPE FEDERAL CREDIT UNION | 15 | 0.7% | — |
| 29 | Magnolia Bank, Incorporated 49 out of 100, Below average | 14 | 0.7% | 10.3% |
| 30 | TOWNE MORTGAGE COMPANY | 13 | 0.6% | — |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.5% | — |
| 32 | COUNTRYPLACE MORTGAGE, LTD. | 11 | 0.5% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.5% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 11 | 0.5% | 3.0% |
| 35 | FIGURE LENDING LLC | 10 | 0.5% | — |
| 36 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 0.5% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.4% | — |
| 38 | CSL Financial, LLC | 9 | 0.4% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 9 | 0.4% | — |
| 40 | KEESLER | 9 | 0.4% | — |
Top 40 of 140 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps