Mississippi · HMDA 2025
Mortgage lenders in Lincoln County, MS
104 lenders reported 1,157 home-loan applications in Lincoln County in 2025. 489 closed as loans ($75.2M), 297 were denied — a 34.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 32% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,157
- Loans originated
- 489
- Purchase / refinance
- 255 / 170
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 168 | 14.5% | — |
| 2 | Trustmark National Bank 62 out of 100, Moderate | 117 | 10.1% | 14.7% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 91 | 7.9% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 74 | 6.4% | — |
| 5 | Rocket Mortgage, LLC | 47 | 4.1% | — |
| 6 | BankPlus 71 out of 100, Strong | 46 | 4.0% | 12.2% |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 45 | 3.9% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 41 | 3.5% | 43.1% |
| 9 | FirstBank 59 out of 100, Moderate | 38 | 3.3% | 42.8% |
| 10 | First Bank 74 out of 100, Strong | 30 | 2.6% | 8.4% |
| 11 | Loansteady LLC | 29 | 2.5% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.2% | — |
| 13 | NEWREZ LLC | 20 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.7% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 20 | 1.7% | — |
| 16 | MORTGAGE INVESTORS GROUP, INC. | 20 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 17 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 17 | 1.5% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 1.2% | — |
| 20 | GMFS LLC | 13 | 1.1% | — |
| 21 | FIRST COMMUNITY MORTGAGE, INC. | 12 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 11 | 1.0% | — |
| 23 | Ferguson Federal Credit Union 33 out of 100, Low | 11 | 1.0% | 22.6% |
| 24 | FIDELITY BANK 64 out of 100, Moderate | 11 | 1.0% | 13.6% |
| 25 | Coastal Community Bank 35 out of 100, Low | 11 | 1.0% | 3.0% |
| 26 | Community Bank of Mississippi 64 out of 100, Moderate | 9 | 0.8% | 9.7% |
| 27 | HOPE FEDERAL CREDIT UNION | 9 | 0.8% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 9 | 0.8% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.8% | — |
| 30 | TAMMAC HOLDINGS CORPORATION | 8 | 0.7% | — |
| 31 | STOCKTON MORTGAGE CORPORATION | 7 | 0.6% | — |
| 32 | Loandepot.Com, LLC | 6 | 0.5% | — |
| 33 | American Mortgage Bank, LLC | 6 | 0.5% | — |
| 34 | PLANET HOME LENDING, LLC | 6 | 0.5% | — |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.5% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.5% | 74.7% |
| 37 | GUILD MORTGAGE COMPANY | 5 | 0.4% | — |
| 38 | FIGURE LENDING LLC | 5 | 0.4% | — |
| 39 | KEESLER | 5 | 0.4% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 5 | 0.4% | — |
Top 40 of 104 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps