Mississippi · HMDA 2025
Mortgage lenders in Monroe County, MS
113 lenders reported 1,279 home-loan applications in Monroe County in 2025. 583 closed as loans ($86.1M), 298 were denied — a 31.6% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 35% of applications, led by Renasant Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,279
- Loans originated
- 583
- Purchase / refinance
- 306 / 180
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Renasant Bank 64 out of 100, Moderate | 185 | 14.5% | 11.6% |
| 2 | 21st Mortgage Corporation | 144 | 11.3% | — |
| 3 | Community Bank of Mississippi 64 out of 100, Moderate | 118 | 9.2% | 9.7% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 64 | 5.0% | — |
| 5 | Rocket Mortgage, LLC | 56 | 4.4% | — |
| 6 | Cadence Bank | 56 | 4.4% | — |
| 7 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 50 | 3.9% | 18.4% |
| 8 | STOCKTON MORTGAGE CORPORATION | 47 | 3.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.1% | — |
| 10 | FirstBank 59 out of 100, Moderate | 37 | 2.9% | 42.8% |
| 11 | Mortgage Research Center, LLC | 34 | 2.7% | — |
| 12 | PLANET HOME LENDING, LLC | 24 | 1.9% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 1.5% | — |
| 15 | Broker Solutions, Inc. | 18 | 1.4% | — |
| 16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 1.4% | — |
| 17 | Regions Bank 64 out of 100, Moderate | 17 | 1.3% | 43.1% |
| 18 | NEWREZ LLC | 15 | 1.2% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 14 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 13 | 1.0% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 13 | 1.0% | — |
| 22 | Loandepot.Com, LLC | 12 | 0.9% | — |
| 23 | BankPlus 71 out of 100, Strong | 11 | 0.9% | 12.2% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.7% | 32.9% |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 9 | 0.7% | — |
| 26 | FIRST COMMUNITY MORTGAGE, INC. | 9 | 0.7% | — |
| 27 | Trustmark National Bank 62 out of 100, Moderate | 9 | 0.7% | 14.7% |
| 28 | TAMMAC HOLDINGS CORPORATION | 8 | 0.6% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 8 | 0.6% | 3.0% |
| 30 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 0.5% | — |
| 31 | GENEVA FINANCIAL, LLC | 7 | 0.5% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 7 | 0.5% | — |
| 33 | NEW DAY FINANCIAL, LLC | 7 | 0.5% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.5% | 14.1% |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 0.5% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.4% | — |
| 37 | KEESLER | 5 | 0.4% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.4% | — |
| 39 | MORTGAGE INVESTORS GROUP, INC. | 5 | 0.4% | — |
| 40 | FIGURE LENDING LLC | 4 | 0.3% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps