Mississippi · HMDA 2025
Mortgage lenders in Neshoba County, MS
81 lenders reported 664 home-loan applications in Neshoba County in 2025. 327 closed as loans ($40.2M), 170 were denied — a 32.5% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 39% of applications, led by The Citizens Bank of Philadelphia, Mississippi. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 664
- Loans originated
- 327
- Purchase / refinance
- 150 / 129
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Neshoba County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Citizens Bank of Philadelphia, Mississippi | 119 | 17.9% | — |
| 2 | 21st Mortgage Corporation | 96 | 14.5% | — |
| 3 | Rocket Mortgage, LLC | 42 | 6.3% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 40 | 6.0% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 34 | 5.1% | 43.1% |
| 6 | Trustmark National Bank 62 out of 100, Moderate | 33 | 5.0% | 14.7% |
| 7 | Mortgage Research Center, LLC | 21 | 3.2% | — |
| 8 | The Citizens National Bank of Meridian | 16 | 2.4% | — |
| 9 | AmeriSave Mortgage Corporation | 15 | 2.3% | — |
| 10 | Community Bank of Mississippi 64 out of 100, Moderate | 15 | 2.3% | 9.7% |
| 11 | STOCKTON MORTGAGE CORPORATION | 15 | 2.3% | — |
| 12 | Renasant Bank 64 out of 100, Moderate | 13 | 2.0% | 11.6% |
| 13 | Cadence Bank | 11 | 1.7% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.5% | — |
| 15 | NEWREZ LLC | 9 | 1.4% | — |
| 16 | Broker Solutions, Inc. | 9 | 1.4% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.1% | 32.9% |
| 18 | PLANET HOME LENDING, LLC | 7 | 1.1% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.9% | 14.1% |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 0.9% | — |
| 21 | Loandepot.Com, LLC | 6 | 0.9% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.9% | — |
| 23 | BankPlus 71 out of 100, Strong | 6 | 0.9% | 12.2% |
| 24 | Discover Bank | 5 | 0.8% | — |
| 25 | American Mortgage Bank, LLC | 5 | 0.8% | — |
| 26 | FIGURE LENDING LLC | 5 | 0.8% | — |
| 27 | FIRST COMMUNITY MORTGAGE, INC. | 5 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.6% | 39.5% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.6% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.6% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 4 | 0.6% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.6% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.6% | — |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 0.5% | — |
| 36 | BankFirst Financial Services 69 out of 100, Moderate | 3 | 0.5% | 7.5% |
| 37 | FirstBank 59 out of 100, Moderate | 3 | 0.5% | 42.8% |
| 38 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 39 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 0.5% | — |
| 40 | Luminate Bank 47 out of 100, Below average | 3 | 0.5% | 4.3% |
Top 40 of 81 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps