Mississippi · HMDA 2025
Mortgage lenders in Newton County, MS
77 lenders reported 708 home-loan applications in Newton County in 2025. 316 closed as loans ($37.5M), 186 were denied — a 34.0% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 708
- Loans originated
- 316
- Purchase / refinance
- 153 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 106 | 15.0% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 60 | 8.5% | — |
| 3 | Community Bank of Mississippi 64 out of 100, Moderate | 55 | 7.8% | 9.7% |
| 4 | Regions Bank 64 out of 100, Moderate | 39 | 5.5% | 43.1% |
| 5 | BankPlus 71 out of 100, Strong | 34 | 4.8% | 12.2% |
| 6 | Rocket Mortgage, LLC | 31 | 4.4% | — |
| 7 | BankFirst Financial Services 69 out of 100, Moderate | 27 | 3.8% | 7.5% |
| 8 | The Citizens Bank of Philadelphia, Mississippi | 27 | 3.8% | — |
| 9 | Trustmark National Bank 62 out of 100, Moderate | 26 | 3.7% | 14.7% |
| 10 | Great Southern Bank 66 out of 100, Moderate | 23 | 3.2% | 4.8% |
| 11 | NEWREZ LLC | 22 | 3.1% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 2.4% | — |
| 13 | Mortgage Research Center, LLC | 16 | 2.3% | — |
| 14 | AmeriSave Mortgage Corporation | 13 | 1.8% | — |
| 15 | FirstBank 59 out of 100, Moderate | 12 | 1.7% | 42.8% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.6% | 32.9% |
| 17 | GUILD MORTGAGE COMPANY | 11 | 1.6% | — |
| 18 | The Bank of Forest 68 out of 100, Moderate | 11 | 1.6% | 0.9% |
| 19 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 9 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 7 | 1.0% | — |
| 22 | Cadence Bank | 7 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 24 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 26 | Loandepot.Com, LLC | 5 | 0.7% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.7% | — |
| 28 | Renasant Bank 64 out of 100, Moderate | 5 | 0.7% | 11.6% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.7% | — |
| 30 | The Citizens National Bank of Meridian | 5 | 0.7% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.6% | 39.5% |
| 32 | PLANET HOME LENDING, LLC | 4 | 0.6% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.6% | — |
| 34 | COUNTRYPLACE MORTGAGE, LTD. | 4 | 0.6% | — |
| 35 | TOWNE MORTGAGE COMPANY | 4 | 0.6% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.4% | 14.1% |
| 37 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.4% | — |
| 38 | SPRING EQ, LLC | 3 | 0.4% | — |
| 39 | American Mortgage Bank, LLC | 3 | 0.4% | — |
| 40 | STANDARD MORTGAGE CORPORATION | 3 | 0.4% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps