Mississippi · HMDA 2025
Mortgage lenders in Perry County, MS
72 lenders reported 407 home-loan applications in Perry County in 2025. 163 closed as loans ($22.1M), 109 were denied — a 36.0% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 407
- Loans originated
- 163
- Purchase / refinance
- 94 / 53
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 61 | 15.0% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 34 | 8.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 7.9% | — |
| 4 | Trustmark National Bank 62 out of 100, Moderate | 25 | 6.1% | 14.7% |
| 5 | Community Bank of Mississippi 64 out of 100, Moderate | 20 | 4.9% | 9.7% |
| 6 | First Southern Bank | 14 | 3.4% | — |
| 7 | Cadence Bank | 14 | 3.4% | — |
| 8 | Rocket Mortgage, LLC | 13 | 3.2% | — |
| 9 | KEESLER | 13 | 3.2% | — |
| 10 | NEWREZ LLC | 10 | 2.5% | — |
| 11 | FirstBank 59 out of 100, Moderate | 10 | 2.5% | 42.8% |
| 12 | Regions Bank 64 out of 100, Moderate | 9 | 2.2% | 43.1% |
| 13 | Renasant Bank 64 out of 100, Moderate | 8 | 2.0% | 11.6% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 7 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 7 | 1.7% | — |
| 16 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.7% | 74.7% |
| 17 | GUILD MORTGAGE COMPANY | 6 | 1.5% | — |
| 18 | Equity Prime Mortgage LLC | 6 | 1.5% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.2% | 32.9% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.2% | — |
| 21 | AmeriSave Mortgage Corporation | 5 | 1.2% | — |
| 22 | Bank of Wiggins | 5 | 1.2% | — |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.2% | — |
| 24 | Magnolia Bank, Incorporated 49 out of 100, Below average | 5 | 1.2% | 10.3% |
| 25 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 27 | FIRST COLONY MORTGAGE CORPORATION | 4 | 1.0% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.7% | 32.5% |
| 29 | PriorityOne Bank 70 out of 100, Strong | 3 | 0.7% | 9.2% |
| 30 | FREEDOM MORTGAGE CORPORATION | 3 | 0.7% | — |
| 31 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 3 | 0.7% | 25.2% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
| 33 | Loandepot.Com, LLC | 2 | 0.5% | — |
| 34 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 36 | First Federal Savings and Loan Association 61 out of 100, Moderate | 2 | 0.5% | 12.0% |
| 37 | SOUTHWEST FUNDING, LP | 2 | 0.5% | — |
| 38 | HOPE FEDERAL CREDIT UNION | 2 | 0.5% | — |
| 39 | T2 FINANCIAL LLC | 2 | 0.5% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 2 | 0.5% | — |
Top 40 of 72 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps