Mississippi · HMDA 2025
Mortgage lenders in Stone County, MS
101 lenders reported 752 home-loan applications in Stone County in 2025. 335 closed as loans ($59.0M), 162 were denied — a 30.4% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 752
- Loans originated
- 335
- Purchase / refinance
- 180 / 111
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 76 | 10.1% | — |
| 2 | KEESLER | 51 | 6.8% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 42 | 5.6% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 41 | 5.5% | — |
| 5 | Rocket Mortgage, LLC | 36 | 4.8% | — |
| 6 | Bank of Wiggins | 32 | 4.3% | — |
| 7 | Mortgage Research Center, LLC | 23 | 3.1% | — |
| 8 | Broker Solutions, Inc. | 20 | 2.7% | — |
| 9 | Cadence Bank | 20 | 2.7% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 18 | 2.4% | — |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 2.4% | 74.7% |
| 12 | CMG MORTGAGE, INC. | 17 | 2.3% | — |
| 13 | Loandepot.Com, LLC | 17 | 2.3% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.3% | — |
| 15 | Renasant Bank 64 out of 100, Moderate | 17 | 2.3% | 11.6% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 2.1% | 32.9% |
| 17 | NEWREZ LLC | 16 | 2.1% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.1% | — |
| 19 | Community Bank of Mississippi 64 out of 100, Moderate | 14 | 1.9% | 9.7% |
| 20 | Trustmark National Bank 62 out of 100, Moderate | 13 | 1.7% | 14.7% |
| 21 | Regions Bank 64 out of 100, Moderate | 11 | 1.5% | 43.1% |
| 22 | THE PEOPLES BANK, BILOXI, MISSISSIPPI 82 out of 100, Strong | 11 | 1.5% | 6.0% |
| 23 | FirstBank 59 out of 100, Moderate | 11 | 1.5% | 42.8% |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 9 | 1.2% | — |
| 25 | GUILD MORTGAGE COMPANY | 8 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 8 | 1.1% | — |
| 27 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 8 | 1.1% | 25.2% |
| 28 | Fairway Independent Mortgage Corporation | 7 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 6 | 0.8% | — |
| 30 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 5 | 0.7% | — |
| 32 | Gulf Coast Community Federal Credit Union 73 out of 100, Strong | 5 | 0.7% | 40.9% |
| 33 | FIRST COLONY MORTGAGE CORPORATION | 5 | 0.7% | — |
| 34 | TAMMAC HOLDINGS CORPORATION | 5 | 0.7% | — |
| 35 | FNB Picayune Bank 86 out of 100, Very strong | 5 | 0.7% | 9.9% |
| 36 | GMFS LLC | 5 | 0.7% | — |
| 37 | STOCKTON MORTGAGE CORPORATION | 5 | 0.7% | — |
| 38 | Magnolia Bank, Incorporated 49 out of 100, Below average | 5 | 0.7% | 10.3% |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.5% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.5% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps