Mississippi · HMDA 2025
Mortgage lenders in Sunflower County, MS
68 lenders reported 466 home-loan applications in Sunflower County in 2025. 228 closed as loans ($22.9M), 118 were denied — a 32.5% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 39% of applications, led by Community Bank of Mississippi. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 466
- Loans originated
- 228
- Purchase / refinance
- 89 / 114
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sunflower County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community Bank of Mississippi 64 out of 100, Moderate | 76 | 16.3% | 9.7% |
| 2 | Planters Bank & Trust Company 71 out of 100, Strong | 72 | 15.5% | 9.7% |
| 3 | HOPE FEDERAL CREDIT UNION | 34 | 7.3% | — |
| 4 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 29 | 6.2% | 18.4% |
| 5 | Southern Bancorp Bank 61 out of 100, Moderate | 28 | 6.0% | 12.4% |
| 6 | 21st Mortgage Corporation | 21 | 4.5% | — |
| 7 | Rocket Mortgage, LLC | 15 | 3.2% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 13 | 2.8% | 43.1% |
| 9 | Mortgage Research Center, LLC | 12 | 2.6% | — |
| 10 | Trustmark National Bank 62 out of 100, Moderate | 10 | 2.1% | 14.7% |
| 11 | Broker Solutions, Inc. | 8 | 1.7% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 8 | 1.7% | — |
| 13 | BankPlus 71 out of 100, Strong | 8 | 1.7% | 12.2% |
| 14 | NEWREZ LLC | 7 | 1.5% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 1.5% | — |
| 16 | Loandepot.Com, LLC | 7 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 7 | 1.5% | — |
| 18 | FIRST COLONY MORTGAGE CORPORATION | 7 | 1.5% | — |
| 19 | Cadence Bank | 7 | 1.5% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.1% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.9% | 32.9% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 23 | Baxter Credit Union 60 out of 100, Moderate | 4 | 0.9% | 20.2% |
| 24 | Coastal Community Bank 35 out of 100, Low | 4 | 0.9% | 3.0% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.6% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 3 | 0.6% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
| 29 | FirstBank 59 out of 100, Moderate | 3 | 0.6% | 42.8% |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 31 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 32 | CB&S Bank, Inc. | 3 | 0.6% | — |
| 33 | ROYAL UNITED MORTGAGE LLC | 3 | 0.6% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.4% | — |
| 35 | PENNYMAC LOAN SERVICES, LLC | 2 | 0.4% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.4% | 44.7% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.4% | — |
| 38 | PriorityOne Bank 70 out of 100, Strong | 2 | 0.4% | 9.2% |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.4% | 74.7% |
| 40 | Origin Bank 64 out of 100, Moderate | 2 | 0.4% | 9.4% |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps