Mississippi · HMDA 2025
Mortgage lenders in Webster County, MS
72 lenders reported 289 home-loan applications in Webster County in 2025. 133 closed as loans ($20.9M), 65 were denied — a 31.7% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 289
- Loans originated
- 133
- Purchase / refinance
- 71 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Webster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 37 | 12.8% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 19 | 6.6% | 43.1% |
| 3 | Rocket Mortgage, LLC | 19 | 6.6% | — |
| 4 | Cadence Bank | 17 | 5.9% | — |
| 5 | Mortgage Research Center, LLC | 14 | 4.8% | — |
| 6 | BankFirst Financial Services 69 out of 100, Moderate | 14 | 4.8% | 7.5% |
| 7 | CB&S Bank, Inc. | 13 | 4.5% | — |
| 8 | Renasant Bank 64 out of 100, Moderate | 11 | 3.8% | 11.6% |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 9 | 3.1% | — |
| 10 | AmeriSave Mortgage Corporation | 8 | 2.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 7 | 2.4% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 7 | 2.4% | — |
| 13 | Magnolia Bank, Incorporated 49 out of 100, Below average | 7 | 2.4% | 10.3% |
| 14 | Broker Solutions, Inc. | 6 | 2.1% | — |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 2.1% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.7% | — |
| 17 | UNION HOME MORTGAGE CORP. | 5 | 1.7% | — |
| 18 | Loandepot.Com, LLC | 4 | 1.4% | — |
| 19 | PLANET HOME LENDING, LLC | 4 | 1.4% | — |
| 20 | FirstBank 59 out of 100, Moderate | 4 | 1.4% | 42.8% |
| 21 | Flagstar Bank, N.A. 31 out of 100, Low | 4 | 1.4% | 35.1% |
| 22 | FIGURE LENDING LLC | 3 | 1.0% | — |
| 23 | BankPlus 71 out of 100, Strong | 3 | 1.0% | 12.2% |
| 24 | FREEDOM MORTGAGE CORPORATION | 3 | 1.0% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.7% | 32.9% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.7% | — |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.7% | — |
| 29 | Empeople Credit Union 58 out of 100, Moderate | 2 | 0.7% | 25.7% |
| 30 | Assurance Financial Group, L.L.C. | 2 | 0.7% | — |
| 31 | CSL Financial, LLC | 2 | 0.7% | — |
| 32 | LAND HOME FINANCIAL SERVICES, INC. | 2 | 0.7% | — |
| 33 | Liberty | 2 | 0.7% | — |
| 34 | BETTER MORTGAGE CORPORATION | 2 | 0.7% | — |
| 35 | Trustmark National Bank 62 out of 100, Moderate | 2 | 0.7% | 14.7% |
| 36 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 2 | 0.7% | 18.4% |
| 37 | NEWREZ LLC | 1 | 0.3% | — |
| 38 | Truist Bank 63 out of 100, Moderate | 1 | 0.3% | 40.8% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.3% | 22.2% |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.3% | — |
Top 40 of 72 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps