Mississippi · HMDA 2025
Mortgage lenders in Yalobusha County, MS
91 lenders reported 531 home-loan applications in Yalobusha County in 2025. 254 closed as loans ($32.9M), 109 were denied — a 28.4% denial rate on decided applications, close to the Mississippi rate of 28.1%. The three most active lenders handled 35% of applications, led by BankFirst Financial Services. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 531
- Loans originated
- 254
- Purchase / refinance
- 124 / 99
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yalobusha County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BankFirst Financial Services 69 out of 100, Moderate | 104 | 19.6% | 7.5% |
| 2 | 21st Mortgage Corporation | 52 | 9.8% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 28 | 5.3% | — |
| 4 | Renasant Bank 64 out of 100, Moderate | 25 | 4.7% | 11.6% |
| 5 | Regions Bank 64 out of 100, Moderate | 22 | 4.1% | 43.1% |
| 6 | Rocket Mortgage, LLC | 20 | 3.8% | — |
| 7 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 20 | 3.8% | 18.4% |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 2.8% | — |
| 9 | BankPlus 71 out of 100, Strong | 15 | 2.8% | 12.2% |
| 10 | FirstBank 59 out of 100, Moderate | 13 | 2.4% | 42.8% |
| 11 | Cadence Bank | 13 | 2.4% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 2.3% | — |
| 13 | Broker Solutions, Inc. | 11 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.7% | — |
| 15 | NEWREZ LLC | 8 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 8 | 1.5% | — |
| 17 | Loandepot.Com, LLC | 7 | 1.3% | — |
| 18 | Mortgage Research Center, LLC | 7 | 1.3% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.3% | — |
| 20 | Trustmark National Bank 62 out of 100, Moderate | 7 | 1.3% | 14.7% |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 1.1% | 32.5% |
| 22 | NEW DAY FINANCIAL, LLC | 5 | 0.9% | — |
| 23 | Paragon Bank 62 out of 100, Moderate | 5 | 0.9% | 4.0% |
| 24 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.8% | — |
| 27 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | 0.8% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 4 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 4 | 0.8% | 3.0% |
| 30 | Discover Bank | 3 | 0.6% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.6% | 39.5% |
| 32 | PLANET HOME LENDING, LLC | 3 | 0.6% | — |
| 33 | MUTUAL CREDIT UNION | 3 | 0.6% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
| 35 | GMFS LLC | 3 | 0.6% | — |
| 36 | CMG MORTGAGE, INC. | 2 | 0.4% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
| 38 | GUILD MORTGAGE COMPANY | 2 | 0.4% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.4% | — |
| 40 | First Security Bank, Batesville, Mississippi 66 out of 100, Moderate | 2 | 0.4% | 8.0% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps