Nebraska · HMDA 2025
Mortgage lenders in Jefferson County, NE
60 lenders reported 262 home-loan applications in Jefferson County in 2025. 155 closed as loans ($21.7M), 23 were denied — a 12.3% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 262
- Loans originated
- 155
- Purchase / refinance
- 89 / 44
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 21 | 8.0% | — |
| 2 | Union Bank and Trust Company 76 out of 100, Strong | 20 | 7.6% | 11.7% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 6.5% | 39.5% |
| 4 | American National Bank | 16 | 6.1% | — |
| 5 | WEST GATE BANK 72 out of 100, Strong | 12 | 4.6% | 4.8% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 10 | 3.8% | — |
| 7 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 9 | 3.4% | 3.3% |
| 8 | First State Bank Nebraska 71 out of 100, Strong | 9 | 3.4% | 12.3% |
| 9 | Loandepot.Com, LLC | 8 | 3.1% | — |
| 10 | Broker Solutions, Inc. | 7 | 2.7% | — |
| 11 | Heartland Bank 80 out of 100, Strong | 7 | 2.7% | 5.0% |
| 12 | Pinnacle Bank 74 out of 100, Strong | 7 | 2.7% | 4.8% |
| 13 | NEWREZ LLC | 6 | 2.3% | — |
| 14 | Prosperity Home Mortgage, LLC | 6 | 2.3% | — |
| 15 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 6 | 2.3% | 13.0% |
| 16 | First National Bank of Omaha 72 out of 100, Strong | 6 | 2.3% | 25.9% |
| 17 | GUARANTEED RATE, INC. | 5 | 1.9% | — |
| 18 | Mortgage Research Center, LLC | 5 | 1.9% | — |
| 19 | BMO Bank National Association 58 out of 100, Moderate | 5 | 1.9% | 40.5% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.5% | — |
| 21 | MORIA DEVELOPMENT, INC. | 4 | 1.5% | — |
| 22 | GERSHMAN INVESTMENT CORP. | 4 | 1.5% | — |
| 23 | CMG MORTGAGE, INC. | 3 | 1.1% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.1% | 14.1% |
| 25 | Midwest Bank 64 out of 100, Moderate | 3 | 1.1% | 11.8% |
| 26 | Security First Bank 65 out of 100, Moderate | 3 | 1.1% | 3.1% |
| 27 | CHURCHILL MORTGAGE CORPORATION | 3 | 1.1% | — |
| 28 | CHARTER WEST BANK 68 out of 100, Moderate | 3 | 1.1% | 8.6% |
| 29 | NATIONSTAR MORTGAGE LLC | 3 | 1.1% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 3 | 1.1% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.8% | 32.9% |
| 32 | Truist Bank 63 out of 100, Moderate | 2 | 0.8% | 40.8% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.8% | 22.2% |
| 34 | AmeriSave Mortgage Corporation | 2 | 0.8% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.8% | 44.7% |
| 36 | CORNHUSKER BANK 74 out of 100, Strong | 2 | 0.8% | 5.4% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.8% | — |
| 38 | MORTGAGE INVESTMENT SERVICES CORPORATION | 2 | 0.8% | — |
| 39 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 40 | Bruning Bank 74 out of 100, Strong | 2 | 0.8% | 14.1% |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps