Oregon · HMDA 2025
Mortgage lenders in Columbia County, OR
191 lenders reported 2,368 home-loan applications in Columbia County in 2025. 1,301 closed as loans ($367.5M), 328 were denied — a 19.0% denial rate on decided applications, close to the Oregon rate of 19.0%. The three most active lenders handled 20% of applications, led by GUILD MORTGAGE COMPANY. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,368
- Loans originated
- 1,301
- Purchase / refinance
- 580 / 425
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 209 | 8.8% | — |
| 2 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 148 | 6.3% | 17.5% |
| 3 | Rocket Mortgage, LLC | 113 | 4.8% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 101 | 4.3% | 39.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 92 | 3.9% | — |
| 6 | NEWREZ LLC | 75 | 3.2% | — |
| 7 | NATIONS DIRECT MORTGAGE, LLC | 75 | 3.2% | — |
| 8 | FIBRE | 69 | 2.9% | — |
| 9 | Wauna Federal Credit Union 58 out of 100, Moderate | 63 | 2.7% | 17.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 60 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 2.4% | 14.1% |
| 12 | InRoads Federal Credit Union 45 out of 100, Below average | 48 | 2.0% | 15.5% |
| 13 | Mortgage Research Center, LLC | 46 | 1.9% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 45 | 1.9% | — |
| 15 | 21st Mortgage Corporation | 42 | 1.8% | — |
| 16 | SPRING EQ, LLC | 38 | 1.6% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 36 | 1.5% | 3.0% |
| 18 | Fairway Independent Mortgage Corporation | 34 | 1.4% | — |
| 19 | FIGURE LENDING LLC | 34 | 1.4% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 27 | 1.1% | — |
| 22 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 27 | 1.1% | 15.5% |
| 23 | Loandepot.Com, LLC | 26 | 1.1% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 26 | 1.1% | — |
| 25 | AmeriSave Mortgage Corporation | 24 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 23 | 1.0% | — |
| 27 | PHH Mortgage Corporation | 23 | 1.0% | — |
| 28 | Umpqua Bank 64 out of 100, Moderate | 22 | 0.9% | 28.5% |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 21 | 0.9% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 0.8% | 32.9% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 0.8% | — |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 0.8% | — |
| 33 | GUARANTEED RATE, INC. | 16 | 0.7% | — |
| 34 | MORTGAGE EXPRESS, LLC | 16 | 0.7% | — |
| 35 | EVERETT FINANCIAL, INC. | 16 | 0.7% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 15 | 0.6% | — |
| 37 | Rivermark Community | 15 | 0.6% | — |
| 38 | Unitus Community Credit Union 63 out of 100, Moderate | 14 | 0.6% | 40.1% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 14 | 0.6% | 44.7% |
| 40 | BMO Bank National Association 58 out of 100, Moderate | 14 | 0.6% | 40.5% |
Top 40 of 191 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps