Oregon · HMDA 2025
Mortgage lenders in Wallowa County, OR
88 lenders reported 300 home-loan applications in Wallowa County in 2025. 171 closed as loans ($44.8M), 53 were denied — a 22.6% denial rate on decided applications, above the Oregon rate of 19.0%. The three most active lenders handled 29% of applications, led by Umpqua Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 300
- Loans originated
- 171
- Purchase / refinance
- 78 / 47
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wallowa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Umpqua Bank 64 out of 100, Moderate | 42 | 14.0% | 28.5% |
| 2 | SPOKANE TEACHERS | 27 | 9.0% | — |
| 3 | Rocket Mortgage, LLC | 17 | 5.7% | — |
| 4 | Fairway Independent Mortgage Corporation | 10 | 3.3% | — |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 3.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 3.0% | — |
| 7 | NEWREZ LLC | 8 | 2.7% | — |
| 8 | Sierra Pacific Mortgage Company, Inc. | 8 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 7 | 2.3% | — |
| 10 | Loandepot.Com, LLC | 6 | 2.0% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 2.0% | 39.5% |
| 12 | ONPOINT COMMUNITY CREDIT UNION 83 out of 100, Strong | 6 | 2.0% | 17.5% |
| 13 | NATIONSTAR MORTGAGE LLC | 6 | 2.0% | — |
| 14 | AmeriSave Mortgage Corporation | 5 | 1.7% | — |
| 15 | FIGURE LENDING LLC | 5 | 1.7% | — |
| 16 | Bank of Eastern Oregon 73 out of 100, Strong | 5 | 1.7% | 5.3% |
| 17 | Broker Solutions, Inc. | 4 | 1.3% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.3% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.3% | 44.7% |
| 20 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.3% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 4 | 1.3% | 3.0% |
| 22 | CMG MORTGAGE, INC. | 3 | 1.0% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.0% | 32.9% |
| 24 | GUILD MORTGAGE COMPANY | 3 | 1.0% | — |
| 25 | Paramount Residential Mortgage Group, Inc. | 3 | 1.0% | — |
| 26 | SELCO COMMUNITY | 3 | 1.0% | — |
| 27 | Boeing Employees Credit Union 75 out of 100, Strong | 3 | 1.0% | 26.5% |
| 28 | FIRST COMMUNITY | 3 | 1.0% | — |
| 29 | FIRST TECHNOLOGY FEDERAL CREDIT UNION 53 out of 100, Below average | 3 | 1.0% | 15.5% |
| 30 | Banner Bank 72 out of 100, Strong | 3 | 1.0% | 35.6% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 32 | Discover Bank | 2 | 0.7% | — |
| 33 | Mortgage Research Center, LLC | 2 | 0.7% | — |
| 34 | SPRING EQ, LLC | 2 | 0.7% | — |
| 35 | Synergy One Lending, Inc. | 2 | 0.7% | — |
| 36 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 2 | 0.7% | 13.4% |
| 37 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 2 | 0.7% | 17.8% |
| 38 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 0.7% | — |
| 39 | UBS Bank USA 64 out of 100, Moderate | 2 | 0.7% | 7.7% |
| 40 | OREGON COMMUNITY | 2 | 0.7% | — |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oregon
- Multnomah County 26,213 apps
- Washington County 21,720 apps
- Clackamas County 17,744 apps
- Lane County 14,083 apps
- Marion County 12,770 apps
- Deschutes County 11,414 apps
- Jackson County 8,570 apps
- Linn County 5,449 apps
- Yamhill County 4,481 apps
- Douglas County 4,368 apps
- Polk County 3,688 apps
- Josephine County 3,188 apps