Puerto Rico · HMDA 2025

Mortgage lenders in Aguadilla Municipio, PR

37 lenders reported 372 home-loan applications in Aguadilla Municipio in 2025. 198 closed as loans ($43.7M), 70 were denied — a 25.3% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 53% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 372
Loans originated: 198
Purchase / refinance: 124 / 58
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Aguadilla Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	90	24.2%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	73	19.6%	23.3%
3	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	36	9.7%	—
4	Cooperativa de Ahorro y Credito de Rincon	31	8.3%	—
5	Oriental Bank 61 out of 100, Moderate	24	6.5%	26.4%
6	FIRST EQUITY MORTGAGE BANKERS, INC.	17	4.6%	—
7	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	17	4.6%	45.9%
8	THE MONEY HOUSE INC.	11	3.0%	—
9	SUN WEST MORTGAGE COMPANY, INC.	8	2.2%	—
10	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	8	2.2%	—
11	Baxter Credit Union 60 out of 100, Moderate	6	1.6%	20.2%
12	CROSSCOUNTRY MORTGAGE, INC.	5	1.3%	—
13	PREFERRED MORTGAGE CORPORATION	4	1.1%	—
14	HR MORTGAGE CORP.	4	1.1%	—
15	TRUST MORTGAGE, CORP	4	1.1%	—
16	HOME MORTGAGE BANKERS CORP.	3	0.8%	—
17	CALCON MUTUAL MORTGAGE LLC	3	0.8%	—
18	Broker Solutions, Inc.	2	0.5%	—
19	Capital Mortgage Services Corp.	2	0.5%	—
20	MULTIPLES MORTGAGE CORPORATION	2	0.5%	—
21	COOPERATIVA DE AHORRO Y CREDITO ORIENTAL	2	0.5%	—
22	Equity Prime Mortgage LLC	2	0.5%	—
23	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	2	0.5%	—
24	VILLAGE CAPITAL & INVESTMENT LLC	2	0.5%	—
25	EVERETT FINANCIAL, INC.	2	0.5%	—
26	Senior Mortgage Bankers Inc.	1	0.3%	—
27	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	1	0.3%	—
28	PLANET HOME LENDING, LLC	1	0.3%	—
29	E.M.I. EQUITY MORTGAGE, INC.	1	0.3%	—
30	Cooperativa de Ahorro y Credito Hatillo	1	0.3%	—
31	R. F. Mortgage & Investment Corporation	1	0.3%	—
32	COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO	1	0.3%	—
33	COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA	1	0.3%	—
34	CARRINGTON MORTGAGE SERVICES, LLC	1	0.3%	—
35	SCIENT Federal Credit Union	1	0.3%	—
36	METRO ISLAND MORTGAGE, INC.	1	0.3%	—
37	SAN RAFAEL COOP	1	0.3%	—

Top 37 of 37 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.