Puerto Rico · HMDA 2025

Mortgage lenders in Arroyo Municipio, PR

22 lenders reported 149 home-loan applications in Arroyo Municipio in 2025. 87 closed as loans ($8.8M), 15 were denied — a 14.4% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 52% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 149
Loans originated: 87
Purchase / refinance: 80 / 7
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Arroyo Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	40	26.8%	23.8%
2	Oriental Bank 61 out of 100, Moderate	20	13.4%	26.4%
3	THE MONEY HOUSE INC.	18	12.1%	—
4	HR MORTGAGE CORP.	14	9.4%	—
5	FIRSTBANK PUERTO RICO 72 out of 100, Strong	12	8.1%	23.3%
6	PREFERRED MORTGAGE CORPORATION	9	6.0%	—
7	FIRST EQUITY MORTGAGE BANKERS, INC.	5	3.4%	—
8	Broker Solutions, Inc.	4	2.7%	—
9	RM ACTUAL MORTGAGE, INC.	4	2.7%	—
10	Baxter Credit Union 60 out of 100, Moderate	3	2.0%	20.2%
11	SUN WEST MORTGAGE COMPANY, INC.	3	2.0%	—
12	COOPERATIVA DE AHORRO Y CREDITO MAUNABO	3	2.0%	—
13	CROSSCOUNTRY MORTGAGE, INC.	2	1.3%	—
14	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	2	1.3%	45.9%
15	METRO ISLAND MORTGAGE, INC.	2	1.3%	—
16	TRUST MORTGAGE, CORP	2	1.3%	—
17	Senior Mortgage Bankers Inc.	1	0.7%	—
18	Capital Mortgage Services Corp.	1	0.7%	—
19	HOME MORTGAGE BANKERS CORP.	1	0.7%	—
20	VIG MORTGAGE CORPORATION	1	0.7%	—
21	E.M.I. EQUITY MORTGAGE, INC.	1	0.7%	—
22	THE LENDING CENTER CORPORATION	1	0.7%	—

Top 22 of 22 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.