Puerto Rico · HMDA 2025
Mortgage lenders in Cayey Municipio, PR
32 lenders reported 290 home-loan applications in Cayey Municipio in 2025. 158 closed as loans ($22.7M), 45 were denied — a 21.8% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 41% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 290
- Loans originated
- 158
- Purchase / refinance
- 138 / 15
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cayey Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 50 | 17.2% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 35 | 12.1% | 23.3% |
| 3 | THE MONEY HOUSE INC. | 34 | 11.7% | — |
| 4 | HR MORTGAGE CORP. | 29 | 10.0% | — |
| 5 | Oriental Bank 61 out of 100, Moderate | 29 | 10.0% | 26.4% |
| 6 | HOME MORTGAGE BANKERS CORP. | 28 | 9.7% | — |
| 7 | PREFERRED MORTGAGE CORPORATION | 13 | 4.5% | — |
| 8 | TRUST MORTGAGE, CORP | 7 | 2.4% | — |
| 9 | VIG MORTGAGE CORPORATION | 6 | 2.1% | — |
| 10 | Cooperativa De Credito Y Ahorro San Jose | 6 | 2.1% | — |
| 11 | RM ACTUAL MORTGAGE, INC. | 6 | 2.1% | — |
| 12 | Broker Solutions, Inc. | 5 | 1.7% | — |
| 13 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 5 | 1.7% | 30.8% |
| 14 | FIRST EQUITY MORTGAGE BANKERS, INC. | 4 | 1.4% | — |
| 15 | SUN WEST MORTGAGE COMPANY, INC. | 4 | 1.4% | — |
| 16 | COOPERATIVA DE CREDITO LA SAGRADA FAMILIA | 3 | 1.0% | — |
| 17 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 3 | 1.0% | 45.9% |
| 18 | METRO ISLAND MORTGAGE, INC. | 3 | 1.0% | — |
| 19 | Senior Mortgage Bankers Inc. | 2 | 0.7% | — |
| 20 | COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS | 2 | 0.7% | — |
| 21 | E.M.I. EQUITY MORTGAGE, INC. | 2 | 0.7% | — |
| 22 | Baxter Credit Union 60 out of 100, Moderate | 2 | 0.7% | 20.2% |
| 23 | MULTIPLES MORTGAGE CORPORATION | 2 | 0.7% | — |
| 24 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 2 | 0.7% | — |
| 25 | NEWREZ LLC | 1 | 0.3% | — |
| 26 | Capital Mortgage Services Corp. | 1 | 0.3% | — |
| 27 | R. F. Mortgage & Investment Corporation | 1 | 0.3% | — |
| 28 | LATIN AMERICAN FINANCIAL CORPORATION | 1 | 0.3% | — |
| 29 | COOPERATIVA DE AHORRO Y CREDITO ORIENTAL | 1 | 0.3% | — |
| 30 | Cooperativa de Ahorro y Credito Jesus Obrero | 1 | 0.3% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 0.3% | — |
| 32 | EVERETT FINANCIAL, INC. | 1 | 0.3% | — |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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