Puerto Rico · HMDA 2025

Mortgage lenders in Ceiba Municipio, PR

24 lenders reported 144 home-loan applications in Ceiba Municipio in 2025. 78 closed as loans ($11.6M), 19 were denied — a 19.0% denial rate on decided applications, close to the Puerto Rico rate of 18.5%. The three most active lenders handled 54% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 144
Loans originated: 78
Purchase / refinance: 70 / 6
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Ceiba Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	47	32.6%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	22	15.3%	23.3%
3	THE MONEY HOUSE INC.	9	6.3%	—
4	PREFERRED MORTGAGE CORPORATION	8	5.6%	—
5	Oriental Bank 61 out of 100, Moderate	7	4.9%	26.4%
6	FIRST EQUITY MORTGAGE BANKERS, INC.	6	4.2%	—
7	METRO ISLAND MORTGAGE, INC.	6	4.2%	—
8	Broker Solutions, Inc.	5	3.5%	—
9	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	5	3.5%	45.9%
10	HOME MORTGAGE BANKERS CORP.	4	2.8%	—
11	HR MORTGAGE CORP.	4	2.8%	—
12	Capital Mortgage Services Corp.	3	2.1%	—
13	R. F. Mortgage & Investment Corporation	3	2.1%	—
14	TRUST MORTGAGE, CORP	3	2.1%	—
15	E.M.I. EQUITY MORTGAGE, INC.	2	1.4%	—
16	Equity Prime Mortgage LLC	2	1.4%	—
17	Senior Mortgage Bankers Inc.	1	0.7%	—
18	VIG MORTGAGE CORPORATION	1	0.7%	—
19	COOPERATIVA DE AHORRO Y CREDITO CAGUAS	1	0.7%	—
20	SUN WEST MORTGAGE COMPANY, INC.	1	0.7%	—
21	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	1	0.7%	—
22	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	1	0.7%	—
23	Manufacturers and Traders Trust Company 57 out of 100, Moderate	1	0.7%	32.9%
24	COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS	1	0.7%	—

Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.