Puerto Rico · HMDA 2025
Mortgage lenders in Cidra Municipio, PR
30 lenders reported 254 home-loan applications in Cidra Municipio in 2025. 142 closed as loans ($22.9M), 34 were denied — a 19.0% denial rate on decided applications, close to the Puerto Rico rate of 18.5%. The three most active lenders handled 44% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 254
- Loans originated
- 142
- Purchase / refinance
- 117 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cidra Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 55 | 21.7% | 23.8% |
| 2 | Oriental Bank 61 out of 100, Moderate | 29 | 11.4% | 26.4% |
| 3 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 28 | 11.0% | 23.3% |
| 4 | THE MONEY HOUSE INC. | 24 | 9.4% | — |
| 5 | HR MORTGAGE CORP. | 24 | 9.4% | — |
| 6 | HOME MORTGAGE BANKERS CORP. | 18 | 7.1% | — |
| 7 | FIRST EQUITY MORTGAGE BANKERS, INC. | 11 | 4.3% | — |
| 8 | PREFERRED MORTGAGE CORPORATION | 7 | 2.8% | — |
| 9 | METRO ISLAND MORTGAGE, INC. | 6 | 2.4% | — |
| 10 | Cooperativa De Credito Y Ahorro San Jose | 5 | 2.0% | — |
| 11 | TRUST MORTGAGE, CORP | 5 | 2.0% | — |
| 12 | Senior Mortgage Bankers Inc. | 4 | 1.6% | — |
| 13 | VIG MORTGAGE CORPORATION | 4 | 1.6% | — |
| 14 | R. F. Mortgage & Investment Corporation | 4 | 1.6% | — |
| 15 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 4 | 1.6% | 45.9% |
| 16 | RM ACTUAL MORTGAGE, INC. | 4 | 1.6% | — |
| 17 | COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS | 3 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 19 | Capital Mortgage Services Corp. | 2 | 0.8% | — |
| 20 | E.M.I. EQUITY MORTGAGE, INC. | 2 | 0.8% | — |
| 21 | MULTIPLES MORTGAGE CORPORATION | 2 | 0.8% | — |
| 22 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 2 | 0.8% | — |
| 23 | COOPERATIVA DE AHORRO Y CREDITO DE CAMUY | 2 | 0.8% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 25 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 1 | 0.4% | 30.8% |
| 26 | COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO | 1 | 0.4% | — |
| 27 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 1 | 0.4% | — |
| 28 | COOPERATIVA DE CREDITO LA SAGRADA FAMILIA | 1 | 0.4% | — |
| 29 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 0.4% | — |
| 30 | COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS | 1 | 0.4% | — |
Top 30 of 30 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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