Puerto Rico · HMDA 2025
Mortgage lenders in Fajardo Municipio, PR
38 lenders reported 463 home-loan applications in Fajardo Municipio in 2025. 262 closed as loans ($44.0M), 52 were denied — a 16.4% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 51% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 463
- Loans originated
- 262
- Purchase / refinance
- 235 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fajardo Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 132 | 28.5% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 65 | 14.0% | 23.3% |
| 3 | THE MONEY HOUSE INC. | 37 | 8.0% | — |
| 4 | PREFERRED MORTGAGE CORPORATION | 32 | 6.9% | — |
| 5 | Oriental Bank 61 out of 100, Moderate | 26 | 5.6% | 26.4% |
| 6 | HOME MORTGAGE BANKERS CORP. | 21 | 4.5% | — |
| 7 | FIRST EQUITY MORTGAGE BANKERS, INC. | 19 | 4.1% | — |
| 8 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 13 | 2.8% | 45.9% |
| 9 | HR MORTGAGE CORP. | 13 | 2.8% | — |
| 10 | VIG MORTGAGE CORPORATION | 11 | 2.4% | — |
| 11 | METRO ISLAND MORTGAGE, INC. | 11 | 2.4% | — |
| 12 | SUN WEST MORTGAGE COMPANY, INC. | 10 | 2.2% | — |
| 13 | TRUST MORTGAGE, CORP | 10 | 2.2% | — |
| 14 | Broker Solutions, Inc. | 8 | 1.7% | — |
| 15 | COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS | 7 | 1.5% | — |
| 16 | Equity Prime Mortgage LLC | 5 | 1.1% | — |
| 17 | RM ACTUAL MORTGAGE, INC. | 5 | 1.1% | — |
| 18 | CALCON MUTUAL MORTGAGE LLC | 5 | 1.1% | — |
| 19 | R. F. Mortgage & Investment Corporation | 4 | 0.9% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 21 | Capital Mortgage Services Corp. | 3 | 0.6% | — |
| 22 | E.M.I. EQUITY MORTGAGE, INC. | 3 | 0.6% | — |
| 23 | COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO | 2 | 0.4% | — |
| 24 | MULTIPLES MORTGAGE CORPORATION | 2 | 0.4% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.4% | — |
| 26 | Flagstar Bank, N.A. 31 out of 100, Low | 2 | 0.4% | 35.1% |
| 27 | Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia | 1 | 0.2% | — |
| 28 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 1 | 0.2% | 30.8% |
| 29 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 1 | 0.2% | — |
| 30 | LATIN AMERICAN FINANCIAL CORPORATION | 1 | 0.2% | — |
| 31 | Cooperativa De Credito Y Ahorro San Jose | 1 | 0.2% | — |
| 32 | COOPERATIVA DE AHORRO Y CREDITO ORIENTAL | 1 | 0.2% | — |
| 33 | LUMENT REAL ESTATE CAPITAL, LLC | 1 | 0.2% | — |
| 34 | Cooperativa de Ahorro y Credito de Rincon | 1 | 0.2% | — |
| 35 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 1 | 0.2% | — |
| 36 | THE LENDING CENTER CORPORATION | 1 | 0.2% | — |
| 37 | EVERETT FINANCIAL, INC. | 1 | 0.2% | — |
| 38 | COOPERATIVA DE AHORRO Y CREDITO DE CAMUY | 1 | 0.2% | — |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
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