Puerto Rico · HMDA 2025

Mortgage lenders in Florida Municipio, PR

20 lenders reported 79 home-loan applications in Florida Municipio in 2025. 39 closed as loans ($4.1M), 11 were denied — a 21.6% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 44% of applications, led by Banco Popular de Puerto Rico. 4 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 79
Loans originated: 39
Purchase / refinance: 30 / 6
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Florida Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	21	26.6%	23.8%
2	RM ACTUAL MORTGAGE, INC.	7	8.9%	—
3	FIRSTBANK PUERTO RICO 72 out of 100, Strong	7	8.9%	23.3%
4	THE MONEY HOUSE INC.	6	7.6%	—
5	THE LENDING CENTER CORPORATION	5	6.3%	—
6	HOME MORTGAGE BANKERS CORP.	4	5.1%	—
7	FIRST EQUITY MORTGAGE BANKERS, INC.	3	3.8%	—
8	SUN WEST MORTGAGE COMPANY, INC.	3	3.8%	—
9	METRO ISLAND MORTGAGE, INC.	3	3.8%	—
10	Oriental Bank 61 out of 100, Moderate	3	3.8%	26.4%
11	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	3	3.8%	—
12	PREFERRED MORTGAGE CORPORATION	2	2.5%	—
13	VIG MORTGAGE CORPORATION	2	2.5%	—
14	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	2	2.5%	45.9%
15	MULTIPLES MORTGAGE CORPORATION	2	2.5%	—
16	TRUST MORTGAGE, CORP	2	2.5%	—
17	Senior Mortgage Bankers Inc.	1	1.3%	—
18	COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.	1	1.3%	—
19	E.M.I. EQUITY MORTGAGE, INC.	1	1.3%	—
20	COOPERATIVA DE CREDITO LA SAGRADA FAMILIA	1	1.3%	—

Top 20 of 20 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.