Puerto Rico · HMDA 2025

Mortgage lenders in Guayama Municipio, PR

25 lenders reported 222 home-loan applications in Guayama Municipio in 2025. 117 closed as loans ($14.2M), 32 were denied — a 21.3% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 48% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 222
Loans originated: 117
Purchase / refinance: 98 / 13
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Guayama Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	64	28.8%	23.8%
2	THE MONEY HOUSE INC.	23	10.4%	—
3	FIRSTBANK PUERTO RICO 72 out of 100, Strong	19	8.6%	23.3%
4	PREFERRED MORTGAGE CORPORATION	16	7.2%	—
5	Oriental Bank 61 out of 100, Moderate	16	7.2%	26.4%
6	FIRST EQUITY MORTGAGE BANKERS, INC.	14	6.3%	—
7	HOME MORTGAGE BANKERS CORP.	10	4.5%	—
8	HR MORTGAGE CORP.	10	4.5%	—
9	COOPERATIVA DE AHORRO Y CREDITO MAUNABO	6	2.7%	—
10	TRUST MORTGAGE, CORP	6	2.7%	—
11	E.M.I. EQUITY MORTGAGE, INC.	5	2.3%	—
12	SUN WEST MORTGAGE COMPANY, INC.	5	2.3%	—
13	Broker Solutions, Inc.	4	1.8%	—
14	VIG MORTGAGE CORPORATION	4	1.8%	—
15	R. F. Mortgage & Investment Corporation	4	1.8%	—
16	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	3	1.4%	45.9%
17	METRO ISLAND MORTGAGE, INC.	3	1.4%	—
18	RM ACTUAL MORTGAGE, INC.	2	0.9%	—
19	THE LENDING CENTER CORPORATION	2	0.9%	—
20	Senior Mortgage Bankers Inc.	1	0.5%	—
21	Baxter Credit Union 60 out of 100, Moderate	1	0.5%	20.2%
22	LATIN AMERICAN FINANCIAL CORPORATION	1	0.5%	—
23	Cooperativa De Credito Y Ahorro San Jose	1	0.5%	—
24	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	1	0.5%	—
25	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	1	0.5%	—

Top 25 of 25 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.