Puerto Rico · HMDA 2025

Mortgage lenders in Guayanilla Municipio, PR

12 lenders reported 47 home-loan applications in Guayanilla Municipio in 2025. 18 closed as loans ($1.7M), 7 were denied — a 23.3% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 57% of applications, led by Banco Popular de Puerto Rico. 6 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 47
Loans originated: 18
Purchase / refinance: 14 / 3
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Guayanilla Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	13	27.7%	23.8%
2	FIRST EQUITY MORTGAGE BANKERS, INC.	7	14.9%	—
3	THE MONEY HOUSE INC.	7	14.9%	—
4	SUN WEST MORTGAGE COMPANY, INC.	6	12.8%	—
5	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	3	6.4%	45.9%
6	Oriental Bank 61 out of 100, Moderate	3	6.4%	26.4%
7	PREFERRED MORTGAGE CORPORATION	2	4.3%	—
8	FIRSTBANK PUERTO RICO 72 out of 100, Strong	2	4.3%	23.3%
9	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	1	2.1%	30.8%
10	Baxter Credit Union 60 out of 100, Moderate	1	2.1%	20.2%
11	RM ACTUAL MORTGAGE, INC.	1	2.1%	—
12	TRUST MORTGAGE, CORP	1	2.1%	—

Top 12 of 12 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.