Puerto Rico · HMDA 2025

Mortgage lenders in Lajas Municipio, PR

20 lenders reported 84 home-loan applications in Lajas Municipio in 2025. 51 closed as loans ($6.5M), 9 were denied — a 14.5% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 64% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 84
Loans originated: 51
Purchase / refinance: 43 / 8
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Lajas Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	30	35.7%	23.8%
2	THE MONEY HOUSE INC.	16	19.0%	—
3	Cooperativa de Ahorro y Credito de Rincon	8	9.5%	—
4	FIRSTBANK PUERTO RICO 72 out of 100, Strong	6	7.1%	23.3%
5	FIRST EQUITY MORTGAGE BANKERS, INC.	3	3.6%	—
6	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	3	3.6%	45.9%
7	PREFERRED MORTGAGE CORPORATION	2	2.4%	—
8	HOME MORTGAGE BANKERS CORP.	2	2.4%	—
9	COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO	2	2.4%	—
10	METRO ISLAND MORTGAGE, INC.	2	2.4%	—
11	Senior Mortgage Bankers Inc.	1	1.2%	—
12	VIG MORTGAGE CORPORATION	1	1.2%	—
13	Baxter Credit Union 60 out of 100, Moderate	1	1.2%	20.2%
14	SUN WEST MORTGAGE COMPANY, INC.	1	1.2%	—
15	MULTIPLES MORTGAGE CORPORATION	1	1.2%	—
16	COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO	1	1.2%	—
17	HR MORTGAGE CORP.	1	1.2%	—
18	TRUST MORTGAGE, CORP	1	1.2%	—
19	Oriental Bank 61 out of 100, Moderate	1	1.2%	26.4%
20	SAN RAFAEL COOP	1	1.2%	—

Top 20 of 20 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.