Puerto Rico · HMDA 2025

Mortgage lenders in Lares Municipio, PR

18 lenders reported 83 home-loan applications in Lares Municipio in 2025. 51 closed as loans ($6.6M), 9 were denied — a 14.3% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 53% of applications, led by Banco Popular de Puerto Rico. 4 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 83
Loans originated: 51
Purchase / refinance: 34 / 12
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Lares Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	18	21.7%	23.8%
2	COOPERATIVA DE AHORRO Y CREDITO DE LARES	17	20.5%	—
3	Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, PR	9	10.8%	—
4	THE MONEY HOUSE INC.	9	10.8%	—
5	FIRSTBANK PUERTO RICO 72 out of 100, Strong	7	8.4%	23.3%
6	SUN WEST MORTGAGE COMPANY, INC.	4	4.8%	—
7	FIRST EQUITY MORTGAGE BANKERS, INC.	3	3.6%	—
8	R. F. Mortgage & Investment Corporation	3	3.6%	—
9	Oriental Bank 61 out of 100, Moderate	3	3.6%	26.4%
10	HOME MORTGAGE BANKERS CORP.	2	2.4%	—
11	PLANET HOME LENDING, LLC	1	1.2%	—
12	Cooperativa A/C de Arecibo	1	1.2%	—
13	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	1	1.2%	45.9%
14	LATIN AMERICAN FINANCIAL CORPORATION	1	1.2%	—
15	Equity Prime Mortgage LLC	1	1.2%	—
16	THE LENDING CENTER CORPORATION	1	1.2%	—
17	HR MORTGAGE CORP.	1	1.2%	—
18	TRUST MORTGAGE, CORP	1	1.2%	—

Top 18 of 18 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.