Puerto Rico · HMDA 2025
Mortgage lenders in Loíza Municipio, PR
27 lenders reported 144 home-loan applications in Loíza Municipio in 2025. 89 closed as loans ($13.4M), 23 were denied — a 19.5% denial rate on decided applications, close to the Puerto Rico rate of 18.5%. The three most active lenders handled 51% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 144
- Loans originated
- 89
- Purchase / refinance
- 83 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Loíza Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico 42 out of 100, Below average | 38 | 26.4% | 23.8% |
| 2 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 27 | 18.8% | 23.3% |
| 3 | HOME MORTGAGE BANKERS CORP. | 9 | 6.3% | — |
| 4 | THE MONEY HOUSE INC. | 9 | 6.3% | — |
| 5 | FIRST EQUITY MORTGAGE BANKERS, INC. | 6 | 4.2% | — |
| 6 | SUN WEST MORTGAGE COMPANY, INC. | 6 | 4.2% | — |
| 7 | PREFERRED MORTGAGE CORPORATION | 5 | 3.5% | — |
| 8 | VIG MORTGAGE CORPORATION | 5 | 3.5% | — |
| 9 | TRUST MORTGAGE, CORP | 5 | 3.5% | — |
| 10 | Oriental Bank 61 out of 100, Moderate | 5 | 3.5% | 26.4% |
| 11 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 4 | 2.8% | 45.9% |
| 12 | E.M.I. EQUITY MORTGAGE, INC. | 3 | 2.1% | — |
| 13 | MULTIPLES MORTGAGE CORPORATION | 3 | 2.1% | — |
| 14 | Senior Mortgage Bankers Inc. | 2 | 1.4% | — |
| 15 | COOPERATIVA DE CREDITO LA SAGRADA FAMILIA | 2 | 1.4% | — |
| 16 | Cooperativa de Ahorro y Credito de Rincon | 2 | 1.4% | — |
| 17 | COOPERATIVA DE AHORRO Y CREDITO DE SANTA ISABEL (CACSI) | 2 | 1.4% | — |
| 18 | METRO ISLAND MORTGAGE, INC. | 2 | 1.4% | — |
| 19 | Broker Solutions, Inc. | 1 | 0.7% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.7% | — |
| 21 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 1 | 0.7% | 30.8% |
| 22 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 1 | 0.7% | — |
| 23 | COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA | 1 | 0.7% | — |
| 24 | COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA | 1 | 0.7% | — |
| 25 | HR MORTGAGE CORP. | 1 | 0.7% | — |
| 26 | Cooperativa de Ahorro y Credito Jesus Obrero | 1 | 0.7% | — |
| 27 | EVERETT FINANCIAL, INC. | 1 | 0.7% | — |
Top 27 of 27 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Puerto Rico
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