Puerto Rico · HMDA 2025
Mortgage lenders in Luquillo Municipio, PR
30 lenders reported 244 home-loan applications in Luquillo Municipio in 2025. 137 closed as loans ($28.1M), 52 were denied — a 27.1% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 52% of applications, led by FIRSTBANK PUERTO RICO. 5 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 244
- Loans originated
- 137
- Purchase / refinance
- 110 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Luquillo Municipio
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FIRSTBANK PUERTO RICO 72 out of 100, Strong | 59 | 24.2% | 23.3% |
| 2 | Banco Popular de Puerto Rico 42 out of 100, Below average | 51 | 20.9% | 23.8% |
| 3 | FIRST EQUITY MORTGAGE BANKERS, INC. | 17 | 7.0% | — |
| 4 | PREFERRED MORTGAGE CORPORATION | 12 | 4.9% | — |
| 5 | THE MONEY HOUSE INC. | 12 | 4.9% | — |
| 6 | Oriental Bank 61 out of 100, Moderate | 12 | 4.9% | 26.4% |
| 7 | Broker Solutions, Inc. | 10 | 4.1% | — |
| 8 | SUN WEST MORTGAGE COMPANY, INC. | 10 | 4.1% | — |
| 9 | HOME MORTGAGE BANKERS CORP. | 9 | 3.7% | — |
| 10 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 9 | 3.7% | 45.9% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 2.5% | — |
| 12 | HR MORTGAGE CORP. | 5 | 2.0% | — |
| 13 | Capital Mortgage Services Corp. | 3 | 1.2% | — |
| 14 | RM ACTUAL MORTGAGE, INC. | 3 | 1.2% | — |
| 15 | METRO ISLAND MORTGAGE, INC. | 3 | 1.2% | — |
| 16 | EVERETT FINANCIAL, INC. | 3 | 1.2% | — |
| 17 | TRUST MORTGAGE, CORP | 3 | 1.2% | — |
| 18 | Senior Mortgage Bankers Inc. | 2 | 0.8% | — |
| 19 | CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong | 2 | 0.8% | 30.8% |
| 20 | R. F. Mortgage & Investment Corporation | 2 | 0.8% | — |
| 21 | MULTIPLES MORTGAGE CORPORATION | 2 | 0.8% | — |
| 22 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 23 | Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia | 1 | 0.4% | — |
| 24 | PLANET HOME LENDING, LLC | 1 | 0.4% | — |
| 25 | E.M.I. EQUITY MORTGAGE, INC. | 1 | 0.4% | — |
| 26 | COOPERATIVA DE AHORRO Y CREDITO CAGUAS | 1 | 0.4% | — |
| 27 | LATIN AMERICAN FINANCIAL CORPORATION | 1 | 0.4% | — |
| 28 | Equity Prime Mortgage LLC | 1 | 0.4% | — |
| 29 | COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS | 1 | 0.4% | — |
| 30 | COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS | 1 | 0.4% | — |
Top 30 of 30 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Puerto Rico
- San Juan Municipio 3,162 apps
- Bayamón Municipio 2,151 apps
- Carolina Municipio 1,778 apps
- Caguas Municipio 1,174 apps
- Guaynabo Municipio 852 apps
- Ponce Municipio 797 apps
- Gurabo Municipio 684 apps
- Toa Baja Municipio 648 apps
- Arecibo Municipio 606 apps
- Toa Alta Municipio 585 apps
- Humacao Municipio 547 apps
- Río Grande Municipio 539 apps