Puerto Rico · HMDA 2025

Mortgage lenders in Moca Municipio, PR

19 lenders reported 104 home-loan applications in Moca Municipio in 2025. 72 closed as loans ($13.2M), 11 were denied — a 12.9% denial rate on decided applications, below the Puerto Rico rate of 18.5%. The three most active lenders handled 69% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 104
Loans originated: 72
Purchase / refinance: 44 / 21
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Moca Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	32	30.8%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	23	22.1%	23.3%
3	Cooperativa de Ahorro y Credito de Rincon	17	16.3%	—
4	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	5	4.8%	—
5	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	4	3.8%	45.9%
6	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	4	3.8%	—
7	Oriental Bank 61 out of 100, Moderate	4	3.8%	26.4%
8	FIRST EQUITY MORTGAGE BANKERS, INC.	3	2.9%	—
9	THE MONEY HOUSE INC.	2	1.9%	—
10	CROSSCOUNTRY MORTGAGE, INC.	1	1.0%	—
11	CARIBE FEDERAL CREDIT UNION 82 out of 100, Strong	1	1.0%	30.8%
12	Capital Mortgage Services Corp.	1	1.0%	—
13	HOME MORTGAGE BANKERS CORP.	1	1.0%	—
14	VIG MORTGAGE CORPORATION	1	1.0%	—
15	SUN WEST MORTGAGE COMPANY, INC.	1	1.0%	—
16	VILLAGE CAPITAL & INVESTMENT LLC	1	1.0%	—
17	METRO ISLAND MORTGAGE, INC.	1	1.0%	—
18	EVERETT FINANCIAL, INC.	1	1.0%	—
19	SAN RAFAEL COOP	1	1.0%	—

Top 19 of 19 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.