Puerto Rico · HMDA 2025

Mortgage lenders in San Germán Municipio, PR

24 lenders reported 185 home-loan applications in San Germán Municipio in 2025. 101 closed as loans ($17.8M), 29 were denied — a 20.9% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 62% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 185
Loans originated: 101
Purchase / refinance: 87 / 10
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in San Germán Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	63	34.1%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	28	15.1%	23.3%
3	THE MONEY HOUSE INC.	24	13.0%	—
4	Cooperativa de Ahorro y Credito de Rincon	17	9.2%	—
5	FIRST EQUITY MORTGAGE BANKERS, INC.	11	5.9%	—
6	Oriental Bank 61 out of 100, Moderate	9	4.9%	26.4%
7	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	7	3.8%	45.9%
8	SAN RAFAEL COOP	6	3.2%	—
9	COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO	3	1.6%	—
10	PREFERRED MORTGAGE CORPORATION	2	1.1%	—
11	VIG MORTGAGE CORPORATION	2	1.1%	—
12	Broker Solutions, Inc.	1	0.5%	—
13	CROSSCOUNTRY MORTGAGE, INC.	1	0.5%	—
14	HOME MORTGAGE BANKERS CORP.	1	0.5%	—
15	E.M.I. EQUITY MORTGAGE, INC.	1	0.5%	—
16	Baxter Credit Union 60 out of 100, Moderate	1	0.5%	20.2%
17	SUN WEST MORTGAGE COMPANY, INC.	1	0.5%	—
18	R. F. Mortgage & Investment Corporation	1	0.5%	—
19	Equity Prime Mortgage LLC	1	0.5%	—
20	COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA	1	0.5%	—
21	CALCON MUTUAL MORTGAGE LLC	1	0.5%	—
22	METRO ISLAND MORTGAGE, INC.	1	0.5%	—
23	TRUST MORTGAGE, CORP	1	0.5%	—
24	COOPERATIVA DE AHORRO Y CREDITO DE LARES	1	0.5%	—

Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.