Puerto Rico · HMDA 2025

Mortgage lenders in San Sebastián Municipio, PR

23 lenders reported 193 home-loan applications in San Sebastián Municipio in 2025. 114 closed as loans ($17.1M), 34 were denied — a 22.4% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 56% of applications, led by FIRSTBANK PUERTO RICO. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 193
Loans originated: 114
Purchase / refinance: 94 / 11
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in San Sebastián Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	FIRSTBANK PUERTO RICO 72 out of 100, Strong	48	24.9%	23.3%
2	Banco Popular de Puerto Rico 42 out of 100, Below average	48	24.9%	23.8%
3	Oriental Bank 61 out of 100, Moderate	13	6.7%	26.4%
4	COOPERATIVA DE AHORRO Y CREDITO DE LARES	13	6.7%	—
5	FIRST EQUITY MORTGAGE BANKERS, INC.	11	5.7%	—
6	Cooperativa de Ahorro y Credito de Rincon	10	5.2%	—
7	THE MONEY HOUSE INC.	9	4.7%	—
8	PREFERRED MORTGAGE CORPORATION	8	4.1%	—
9	COOPERATIVA DE AHORRO Y CREDITO DE CAMUY	6	3.1%	—
10	Capital Mortgage Services Corp.	5	2.6%	—
11	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	5	2.6%	45.9%
12	Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, PR	3	1.6%	—
13	SUN WEST MORTGAGE COMPANY, INC.	2	1.0%	—
14	COOPERATIVA DE AHORRO Y CREDITO DE ISABELA	2	1.0%	—
15	METRO ISLAND MORTGAGE, INC.	2	1.0%	—
16	CROSSCOUNTRY MORTGAGE, INC.	1	0.5%	—
17	Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia	1	0.5%	—
18	HOME MORTGAGE BANKERS CORP.	1	0.5%	—
19	Baxter Credit Union 60 out of 100, Moderate	1	0.5%	20.2%
20	MULTIPLES MORTGAGE CORPORATION	1	0.5%	—
21	COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO	1	0.5%	—
22	Equity Prime Mortgage LLC	1	0.5%	—
23	HR MORTGAGE CORP.	1	0.5%	—

Top 23 of 23 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.